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Now for a healthier, wealthier me
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What a dismal day... I half expected snow this morning but it's just heavy rain which is a blessing really, I have a nail appointment at lunch so I have to go out. It won't be a NSD.
The good news is, it's already Thursday. Being really busy at work makes the weeks fly by
Today's PAD was £5 to the sabbatical, I am conscious that there are 5 Mondays in my fiscal February so I will need to 'stuff' 3 more cash envelopes for my challenge. Might have to be smaller ones as I've done 52 and 51 so far this month and I don't want to leave myself short.
That's all from me, too poorly (and tired from no sleep) to go to the gym this morning. I'm absolutely shattered...
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Hope you feel better soon.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Hope you have a good night's sleep tonightMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Hope you feel better soon and manage to rest this weekend.
I keep meaning to ask where you get your scratch off and dice challenges from - Etsy? I brought a scratch off challenge from Etsy but the control freak in me can't bring myself to scratch them off as I can't control what I save 😬.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Thank you all for the well wishes, I still feel like poop today so I will be trying to have a steadier day... (trying)Keedie said:I keep meaning to ask where you get your scratch off and dice challenges from - Etsy? I brought a scratch off challenge from Etsy but the control freak in me can't bring myself to scratch them off as I can't control what I save 😬.
Today should be a quieter work day, that's what I am hoping for anyway. Plus I am on annual leave next week so I will hopefully be able to rest my brain a bit.
Today will be a NSD, and I have sent £5 to the sabbatical as usual. But that's all from me... Have a lovely weekend guys
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
sorry to hear your not feeling great, Hopefully you can rest up a bit over the weekend.I need to go and get my budget with Ira fix. I was looking just before xmas at the etsy shop to get a couple of his bits and bobs. But coudnt decide which ones and then I ve forgotten about it!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
I do love Budget with Ira and his stuff is very good quality too from what I can see from his videos. I don't think the control freak in me will handle the scratch offs, unless I scratch it off and then put the money in the following week. I'll definitely check out that dice shop, though I've never heard of a percentile dice before. I'll have a look at things and reach out if I need help, thank you @LittleMissDetermined.
I hope you're feeling better too, as you've been quiet this weekend diary wise. xxDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Good morning! I am still feeling poorly, so it’s been a week now. I do feel that as I’m getting older it’s harder to ‘shake’ off bugs and viruses. 😞We have family staying this week and I’m on leave so it’s unlikely there will be any NSD’s now until Saturday as we have lots of plans. I’ll report in the evenings though if I manage any at all. Definitely not today as we are out for dinner this evening!Today’s PAD included the usual £5 to the sabbatical and £16 for the cash envelope challenge, chosen at random by throwing dice. I’m happy that I’ve boxed off 2 big ones this month and I may end the month with a few small ones, depending on how the accounts look.
That’s it from me. I hope you all have a wonderful Monday! Even though it’s Monday 😂
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Hi all, it's a late update from me today... we have been out and about this morning with the dog but not spent anything and no plans to spend for the rest of the day so it's an unexpected NSD for me today.
This morning £5 was sent to the Sabbatical as usual, no additional savings until I roll my dice for the challenges tomorrow morning
I'm afraid this week the updates will be short as we are busy in real life and as we have visitors staying it's a bit rude for me to hide away in the office sorting my budget
Rest assured I will be sensible with spending even if i don't get chance to update on here.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Have a nice time with your visitors. LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241
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