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Now for a healthier, wealthier me
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Good morning all - back to work for me this morning and I was in the gym at 6 so i am very awake now! I'm sure I will feel achey and in need of a nap later.
Today is a NSD for me. I have lots to catch up on during work, and a few meetings for good measure... I'll be cleaning the bedroom at lunchtime as another of my resolutions is to get back onto the TOMM cleaning routine and free up the weekends again. It works so well but I kind of fell off the wagon of late.
So, not sure if I mentioned my resolutions for 2024:- Consistently use a skincare routine (no cheating with wipes)
- Get back into TOMM cleaning
- Go to the gym 3-4 times a week
- Complete dry January
- Read at least 1 book a month
PAD today included £5 to the sabbatical fund
Not much more to update on, I am thrilled with the uptake for the 52 week saving challenge, 20 members so far and whilst some may drop out I hope we can save some serious cash between us this year.
Hope you all have a lovely day
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
well done on getting to the gym at 6am, means its done and out of the way so to speak.Its great about the envelope stuffing challenge, your going to be busy updating the spreadsheet as there seems to be lots of keenies already making good headway!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐3 -
What is the TOMM cleaning routine? Sounds intriguingMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £79.31
Decluttering items 755
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
~FlowerPot~ said:well done on getting to the gym at 6am, means its done and out of the way so to speak.Its great about the envelope stuffing challenge, your going to be busy updating the spreadsheet as there seems to be lots of keenies already making good headway!
I will also be filling multiples so I can complete it in line with the sealed pot challenge so I can't really complain
Makingabobor2 said:What is the TOMM cleaning routine? Sounds intriguing
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
I use the TOMM method or should I say loosely use and want to get back into it 😆 I have the app and also subscribe to the Patreon guided cleans which are basically like having a personal trainer for cleaning. Your resolutions all look do-able so you shouldn't have any trouble sticking to them.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Sun_Addict said:I use the TOMM method or should I say loosely use and want to get back into it 😆 I have the app and also subscribe to the Patreon guided cleans which are basically like having a personal trainer for cleaning. Your resolutions all look do-able so you shouldn't have any trouble sticking to them.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21260
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Hi all. I apologise for being late today, I had a terrible night's sleep and ended up getting up later, just in time for work although I did manage to do my skincare in full and not revert to wipes haha
So, I used my coffee break to update my spreadsheet and I have also started 4x dice challenges and have corresponding Monzo pots which I will do weekly on a Wednesday. Today these rolls totalled £17 so that's been sent over and I have also added £5 to the Sabbatical.
Today is not a NSD as I am planning some alterations to the spare room and my home office and need to order some things. Initially these expenses came from the house fund when we moved in, but these are 'wants' and not 'needs' so I will be paying for this myself as it's my whim!
Nothing much to report on the finance front. All seems to be going well so far. 24 days to go until pay day!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
Good luck with sorting out your home office. I love a nice space to work. Although I am retired now, I do like a nice area for laptop and folders, recipe books etc. DH put up some shelves for me in the dining end of our kitchen at a couple of months ago and with our new (2nd hand) kitchen table and lovely LED strip lights he put under the cabinets, its lovely and cosy in there now....and so handy for the kettle...lolMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £79.31
Decluttering items 755
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Makingabobor2 said:Good luck with sorting out your home office. I love a nice space to work. Although I am retired now, I do like a nice area for laptop and folders, recipe books etc. DH put up some shelves for me in the dining end of our kitchen at a couple of months ago and with our new (2nd hand) kitchen table and lovely LED strip lights he put under the cabinets, its lovely and cosy in there now....and so handy for the kettle...lol
Today is a NSD for me. I am travelling to stay with my sister for a few days as she has a hospital appointment I will be driving her to tomorrow. It isn't long since we saw each other but we will still make the most of a good catch up and chin-wag.
This morning I cashed out £7.80 from Prolific which I sent to the Sealed Pot and I sent the usual £5 to the Sabbatical. My Sealed pot has now tipped £700 mark which is greatI have to pay the next part of our big holiday soon so my savings will take another hit, but now that we are past the Christmas period I am hoping I can replenish this relatively quickly.
I hope everyone has a lovely day
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21263 -
Happy New Year!
I am planning to move the home office downstairs this year instead of a bedroom, better use of space I think. Hope you office move plans go well.
"Make Everyday Count"1
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