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Now for a healthier, wealthier me
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Good morning and happy Friday! I hope everyone is doing OK? It started nice and sunny here this morning bit it's already turned overcast... rain will probably follow.
Today will be a NSD for me, I am not going anywhere and have no plans to spend. I'm still waiting on a few presents to be delivered from last weekends 'Christmas shopping' spends. Just a few more to get at the end of November and then I will be done.
PAD today included £2.19 to the sealed pot (courtesy of WeAre8) and £5 to the sabbatical. I'm still conscious about needing money for the holiday so I'm trying to be as frugal as possible. I do have a mani & pedi appointment on Saturday (pre-holiday-preening) but the rest I will do myself (waxing and tinting etc) to keep costs down. Some habits die hard!
Other than that, I am out on Tuesday night but that's it for planned spends. Hoping to get to the gym a few times over the weekend too.
That's all from me
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
Cashed £6.80 from Prolific and sent it to the sealed pot this afternoon. Still £6.12 waiting approval too!
Have a great weekend guys
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21260 -
Pre-holiday pampering sounds great. I've never really thought of that, but it makes sense. Are you packed yet? I tend to throw things in the direction of the suitcase in the run up to travelling and then the night or so before, purge anything that I can't see myself wearing or needing and doing a final pack. But I think that's probably a really long winded way to do it and the corner of my bedroom looks all messy as a result 😂.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Not packed yet but I do have a very detailed list… hubby will get the suitcases down from the loft this afternoon and then I will start to slowly pack. I have a box with toiletries and sunscreen, insect repellent etc so some of it is together. I’ll need to do some ironing too which I’m not looking forward to.Keedie said:Pre-holiday pampering sounds great. I've never really thought of that, but it makes sense. Are you packed yet? I tend to throw things in the direction of the suitcase in the run up to travelling and then the night or so before, purge anything that I can't see myself wearing or needing and doing a final pack. But I think that's probably a really long winded way to do it and the corner of my bedroom looks all messy as a result 😂.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
How long to go until you’re away?I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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We go on Thursday so just 3 more sleeps!Sun_Addict said:How long to go until you’re away?Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21260 -
Good morning all and happy Monday, I am knocking on wood when I say this but I only have 3 calls scheduled for this week and i am hoping i can get caught up on projects and admin before holiday.
I had my nails and feet done at the weekend and it was lovely, I also treated my sister to having hers done as she came along with me, we had such a giggle, my feet are very ticklish
Finance wise, I didn't spend too much this weekend, and nothing that wasn't planned so that's good. I also ticked off another Christmas present which I hope will be delivered before we go...
Today's PAD included £5 to the sabbatical and it will be a NSD for me, I need to finish preening and packing after work and do some cleaning.
I hope everyone had a great weekend
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
Ah that sounds like a lovely weekend! Can't beat a little bit of pampering!!!xNovember 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary1 -
Well, just cashed £16.14 out of Prolific and sent that to the sealed pot - whoop!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
Excellent!! 🎉🤩👏LittleMissDetermined said:Well, just cashed £16.14 out of Prolific and sent that to the sealed pot - whoop!
LMD x
Simultaneously, excited by and jealous of your holiday 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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