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Now for a healthier, wealthier me

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  • LittleMissDetermined
    LittleMissDetermined Posts: 9,617 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 28 November 2023 at 9:13AM
    Shopping was successful and the wrapping will commence today... it will be a NSD for me and I have sent £15 to the Sabbatical to make up for missing the last 2 days.

    Saving took a bit of a battering and I need to balance the spreadsheet later. Thankfully it was all saved for and nothing has been put on a credit card. 

    Hope everyone is having a great weekend!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • lucielle
    lucielle Posts: 11,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’ll join you in the wrapping, it’s a job I hate so best to get it out the way. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Good morning. I'm sorry I have been AWOL - I've had a nasty bout of food poisoning.  Luckily I have a physical make up which can withstand 36-48 hours of fasting.... It was even pay day yesterday and aside from putting some money into the joint account I did nothing with my budget so I know I was poorly! 

    I did get all of the presents wrapped though. There's just 1 for hubby that's still in the loft and one which arrived yesterday, but that's only small and won't take any effort at all. 

    I need to look at the accounts etc and sort out what's going where, but the PAD today will include £10 to the sabbatical and my last 1p challenge payment.  

    Hope you're all OK?
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Ooh poor you. Hope you're feeling better now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £500/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £79.31

    Decluttering items 755

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • LittleMissDetermined
    LittleMissDetermined Posts: 9,617 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 30 November 2023 at 9:49AM
    Good morning. In my poorly state yesterday I forgot to PAD, so will declare yesterday's along with today's... will be easy enough as it's all on the spreadsheet. I'm finally feeling 'normal' although my appetite hasn't yet returned.

    Today will be another NSD, nothing needed and nowhere to be, tonight's job is writing my Christmas cards so I can get those posted on December 1st.  My plan for the weekend ahead is a deep clean so that next weekend I can put up the decorations. Hubby is away for both weekends so I will have free reign! (evil chuckle)...

    I will be checking Prolific today, it's been quiet lately and I still have a bit pending.
    That's all from me
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Hi all, how is it already Thursday? Also referred to here as ‘bin day’… we had a smattering of snow overnight which has frosted over, it’s super cold so it may be around for a while yet. 

    I’m still not eating at my usual levels, but I can’t see that it will do me any harm at all. 😂 It’s not a NSD today as I’m popping out tonight for some Christmassy crafts kits. Will be low spend though. 

    Today’s PAD was just £5 to the sabbatical fund. Nothing else happening until bill day tomorrow. 
    Have a good one and keep warm!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • I've just managed to cash £8.44 from Prolific and that's been sent to the Sealed Pot
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • You're on a roll lately. I'm finding P/fc a bit slow at approving again lately. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £500/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £79.31

    Decluttering items 755

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • You're on a roll lately. I'm finding P/fc a bit slow at approving again lately. 
    Yeah I know what you mean, I’ve been waiting ages for some of this to be approved 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Good morning, Happy Friday and welcome to December :) It's a frosty wonderland out the window this morning so I am wrapping up for the day so I don't have to rely on the heating...Making the most of hubby being away.

    I made a big PAD today including £20 to Sabbatical which was my usual £5 plus £15 of the interest made on my savings account. It's a NSD for me today and should be low, if not no spends over the weekend...I've too much sorting to do. I have aimed for 15 NSDs in December, which should be possible even with the social gatherings I have arranged. Time will tell.

    Busy day ahead with lots of meetings but I will try to keep an eye out for Prolific surveys if they come available. 
    Hope you all have a good day (and weekends ahead)
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
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