We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Now for a healthier, wealthier me

19798100102103128

Comments

  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    HI, it does sound alot doesnt it! And I dont know if Ill succeed, but going to try. I include things that are in the house that we longer need. But I dont generally include 'rubbish' like used up bits and receipts, but I do include some paperwork, if its been filed and I have gone through it all, then its a bag full as 1 or 10 pieces as 1 ~ how you do it is up to you! I have way to much stuff in the house, but like you an awful lot is not mine to throw out and himself generally wants to keep it all and then moan that the house is too small!!!!!!
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Makingabobor2
    Makingabobor2 Posts: 4,395 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    HI, it does sound alot doesnt it! And I dont know if Ill succeed, but going to try. I include things that are in the house that we longer need. But I dont generally include 'rubbish' like used up bits and receipts, but I do include some paperwork, if its been filed and I have gone through it all, then its a bag full as 1 or 10 pieces as 1 ~ how you do it is up to you! I have way to much stuff in the house, but like you an awful lot is not mine to throw out and himself generally wants to keep it all and then moan that the house is too small!!!!!!
    Good luck with it all. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1382/
    2025
    Books read    20
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    cheers,
    just been walking around and trying to tidy. Went through shoe basket 1 pair vans (mine) dont wear them, way to hardon the soul and a pair of school shoes no longer needed and def wont be worn! Plus 2 coats that will not be worn so I'm up to 132/2025. (169 and Ill be one 12th there!! :)
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Morning! 

    I will also be aiming to rid 2025 items in 2025 @~FlowerPot~ I will start the day after I get back from holiday.  It will be a tall order but I feel it will be hugely beneficial and there's plenty to go at, believe me! 

    So, today will not be a NSD as I am out tonight, should be low spend though as I will be driving.  The PAD today is just £5 to the sabbatical as usual. Nothing else happening on the accounts today.

    Have fab days!
    LMD x


    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
  • Makingabobor2
    Makingabobor2 Posts: 4,395 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    The more I read, the more I wonder if I could actually find 2025 items to declutter. Especially if I count the bits DH is sorting out. I already have 1st carrier bag ready for CS. Not even counted how much I put in there. Then there's all the admin stuff I need to get rid of.....1 piece of paper = 1 item?  Thinking I might actually give it a go. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1382/
    2025
    Books read    20
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • MissPennySave
    MissPennySave Posts: 438 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    I somehow managed to unbookmark your diary!!  I'm back now and wishing you a happy new year!!!  x
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • The more I read, the more I wonder if I could actually find 2025 items to declutter. Especially if I count the bits DH is sorting out. I already have 1st carrier bag ready for CS. Not even counted how much I put in there. Then there's all the admin stuff I need to get rid of.....1 piece of paper = 1 item?  Thinking I might actually give it a go. 
    Do it! If you try but don't succeed at least you've given it a go - that's my thoughts on it anyway :D 

    I somehow managed to unbookmark your diary!!  I'm back now and wishing you a happy new year!!!  x
    Welcome back and happy new year! You probably didn't miss much Lol
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
  • Good morning and happy Wednesday.  I have to report that yesterday was rather spendy unfortunately, I paid for the airport hotel for this evening and then I also needed 2 new tyres for the Determined-wagon at £200!  Although I must admit she has been very reliable in the snow so far (touch-wood!)

    I on the other hand, have not been faring so well and oh-so many times have I almost fallen on my face or backside (one has far more padding than the other) and all I can think is, 'I can't break a bone, I have a plane to catch!' :D 

    Anyway, as I paid for the hotel yesterday; today will be a NSD for me as hubby will be stumping up for dinner this evening and then not likely to get another until we are back from holiday as we are only bed and breakfast and we will need to eat and drink.

    Finances? Its dice roll Wednesday so I have done 2 lots as I won't be back til next Friday so that came to £118, £5 as usual t the sabbatical, I've addd £170 to sinking funds and £24 in left over budget to the sealed pot. Not too bad today really. I will be using some of my travel savings for this holiday so the overall total savings will be taking a hit but that's the point of it really. It's nice not to have to scrabble for spendo, or dip into the current account balances.

    I've clearly waffled on for long enough. I might pop on over the course of my holiday (I'll be PADding as per usual) but I'm making no promises ;) 

    Hope you're all well and are having a good week.
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Have a fabulous holiday LMD
    fingers crossed the weather doesn't affect your journey x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Have a fabulous holiday LMD
    fingers crossed the weather doesn't affect your journey x
    Thanks Flowers :) That's why we ended up booking the airport hotel, I don't want a stressful journey before the flight. 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.