Clearing my debt after 25 years

Jrcoal5

Nothing much to report on the money front DH car cost £450 so we have pretty much cleared out the car account only £35 left in there, I need discs and also 2 tyres in the next couple of months so will need to add money to pot on pay day.

been to visit the new house yesterday and spent over an hour there, the people selling are lovely and very honest about any issues like the extractor fan not working, I probably wouldn’t use it anyway as have 2 ninjas and use them for almost everything. 

I couldn’t sleep last night though my mind was full of plans for each room and I couldn’t switch off, todays going to be a tough one to get through at work on 4 hours if broken sleep 😴 

we need to check in online tomorrow so that is exciting! 

outoftheviciouscircle

Theres exciting, your holiday is near. I've seen that its really hot in that part of the world. At least when you're away theres a lovely pool to cool down in!! When do you actually go?

Jrcoal5

outoftheviciouscircle said:

Theres exciting, your holiday is near. I've seen that its really hot in that part of the world. At least when you're away theres a lovely pool to cool down in!! When do you actually go?

We go 15th August and I am hoping it will cool down a bit although it’s Majorca so don’t know if that’s affected to badly? Looking forward to time off work to be honest as I have only had 3 days this year and one of those I was moving! 

Have been adding up all the jobs to we want to do on the new house and starting to panic we won’t have anywhere near enough money, will need to look at what will be the priority jobs and what can be done in time xx

outoftheviciouscircle

We were lucky we had a big chunk of equity from our old house but still managed to overspend, hence the debt now lol. I was very impatient though and wanted it all done there and then whereas in hindsight I should have slowed down and thought, we don't have to have 2 bathrooms straight away, we don't need to living rooms, but hey its done now.
You've been so good paying your debt, I'm sure you will build your savings the same way.

Jrcoal5

Yes I really must resist the urge to go full steam ahead on every room and end up having to use credit to finish it, so we must be very strict with what we decide to do and what we can make do with for now, I think the priority rooms will be the kids bedrooms, the lounge/diner and the hall, we can leave the bathroom it’s nice anyway, kitchen needs a couple of things nothing to major, and our bedroom we can make do, we are having the 4th bedroom as a dressing room and again we can make do with what we have for now.

have put £80 to the house savings today, still have £1991 on cc but just letting that tick by for now, pay day is 12 days and counting haha 

Jrcoal5

I’m finding it really difficult to keep checking in now the forum has changed I no longer get emails when one of the pages has an update does anyone know how to fix that? 

Off to work today and then a quiet night at home, meant to rain all day so probably the best place to be.

have a good day everyone x

Baileys_Babe

I don't believe their is anything you can do to fix it. I understand they are looking in to it, so we will just have to wait.

Could you set yourself a daily alarm to come on and post and read?

badmemory

I've never used notifications.  I just bookmark the threads I want to read & then look at them under quick links.

Jrcoal5

Yeah I think I’ll try harder! The emails just kind of kept me checking in, everything always changes I’m just not to good with technology haha 

outoftheviciouscircle

You'll get used to it, keep checking in your doing so well. I look forward to being the first subscriber to your saving diary!!