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Clearing my debt after 25 years

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  • So sorry it’s been manic and I haven’t updated in so long! 
    After an extremely stressful full house renovation kitchen, bathroom, heating system, rewire, doors moved, walls blocked up and all sorts we finally got moved in late April time, I applied for a new job as TA at a SEN school which I got offered and accepted in May took a £8000 pay cut but honestly it’s been worth it, spending my days with the kids has made me feel younger and happier. My husband also started a new job this week which puts him on a 4 on 4 off rota and we are also being assessed to be foster carers.  We also paid off all remaining debt 💸 and we have been debt free since April 24 also. Hope everyone is well, I will catch up on people’s diaries. 
    I think now I earn a lot less I need to come back to MSE for some checking in and hints n tips x
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Lovely to hear from you and such a happy update xx
  • @Jrcoal5 good to hear how you are getting on, it sounds like you have had lots of positive change.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Thanks @Baileys_Babe and @Four_Seasons
    its nice to be back, it’s been quite the year with lots of changes mostly for the better but it’s left our finances not as secure as they where although no debt so that’s a relief xx
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Congratulations on becoming debt free, renovating the house and getting new jobs! Have everything crossed for the fostering!
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