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Help, I think my mum is being scammed

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  • cymruchris
    cymruchris Posts: 5,562 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    she is 72 but switched on, just gullible. she is no good with computers, online Banking etc. when i ask her she says to stop asking questions. i’m going to see her tomorrow night but didn’t know if i can contact her bank to make them aware. i’m just so worried 
    Hopefully you'll make some progress in direct conversation.

    It might be worth printing off something like this to take with you:

    https://www.ageuk.org.uk/bp-assets/globalassets/cheshire-east/jo-romance-scam-poster-v3.pdf

    Or even something more detailed like this:

    https://www.thamesvalley.police.uk/SysSiteAssets/media/downloads/thames-valley/campaigns/romance-fraud-ebook_v3.pdf

    Even if she refuses to read it while you're there - tell her you're leaving it there for her to read later when you're gone.
  • dil1976
    dil1976 Posts: 484 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    MikeJXE said:
    dil1976 said:
    Hi

    Sorry to hear about that

    Ask her what happened to the 1k, push her about it even if you fall out a little.
    Seems like a scam


    i am safely assuming mum has capacity and there is nothing you can do
    other than to tell her about a story you have seen/read in the media about romance scams,

    Does mum have siblings that she may listen to? But be aware mum may get very very upset
    about you talking to others behind her back.

    I'm not sure what else you cann do

    Good luck
    Why would you even think of suggesting that, that is going to make their mum push them further away from them than help. Their mother has been manipulated by someone and being controlled and you suggest something like that! I suggest you think about what you post before doing so!
    Oh no not another one banging on about someone post but has no advice to give 

    You obviously don't know how good romance scammers are, she needs to be throwing the kitchen sink at her mum before her bank is empty, her house sold and she has nothing 
    I am giving advice on bad advice, sorry if you cant understand that. I actually do know as I know someone whose friends wife did exactly this and she lost over £100k to them and lost everything.

    The mother needs support and help not being questioned by family as the scammer will be programming her to push everyone away and following that advice I pulled is exactly that. So maybe its you who doesn't know how well they operate!
  • MikeJXE
    MikeJXE Posts: 3,856 Forumite
    1,000 Posts Second Anniversary Name Dropper
    she is 72 but switched on, just gullible. she is no good with computers, online Banking etc. when i ask her she says to stop asking questions. i’m going to see her tomorrow night but didn’t know if i can contact her bank to make them aware. i’m just so worried 
    You need to do something and fast, 

    I suggest you get clued up yourself about romance scams before you see your mum

    This is serious business I've been there 

    72 is the ideal age someone looking for love is very gullible,

    If she is no good with computers how has she met this person ? has she actually had a face to face ?

    If it's online I'm guessing he can't do zoom or FaceTime his phone is too old, the mic don't work the camera is faulty, 1000's of excuses 
  • Savvy_Sue
    Savvy_Sue Posts: 47,323 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The most recent edition of Radio 4's Moneybox covered this exactly. Might she listen to a radio programme? 

    https://www.bbc.co.uk/sounds/play/m001k7mn

    In that case, the adult child was able to talk to the parent's bank, who initially refused to refund because - as stated - the money had gone abroad, but they did then pull back from that stance. 

    Do you have power of attorney for your Mum? if not, it might be worth talking about that with her, although she may resist it if she thinks you don't approve of what she is doing. 
    Signature removed for peace of mind
  • Spendless
    Spendless Posts: 24,662 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you spoken to your sister that helped her take the £1K out of her ISA for a hol she didn't go on about your concerns? 
  • Sea_Shell
    Sea_Shell Posts: 10,025 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    What a nightmare!    I have no idea what I'd do in that situation.  My Mum lives alone and is a similar age. 

    Try to maintain as close a relationship with Mum as you can.   Talk often, visit regularly (if possible).   See what other family members know, or think.   

    Is she generally sociable, does she drive etc etc?   

    One thing I think you can do, if she owns her house, is to set up a Property Alert, so you are notified if anything happens to it.   

    I think it's free.    See here... Property Alert - GOV.UK (www.gov.uk)

    Might be worth doing. 
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • elsien
    elsien Posts: 35,998 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 March 2023 at 8:45AM
    Savvy_Sue said:
    The most recent edition of Radio 4's Moneybox covered this exactly. Might she listen to a radio programme? 

    https://www.bbc.co.uk/sounds/play/m001k7mn

    In that case, the adult child was able to talk to the parent's bank, who initially refused to refund because - as stated - the money had gone abroad, but they did then pull back from that stance. 

    Do you have power of attorney for your Mum? if not, it might be worth talking about that with her, although she may resist it if she thinks you don't approve of what she is doing. 
    I heard that. The gentleman was incredibly lucky though because the bank had even called him in to speak to them as they were so concerned he was been defrauded, but he was insistent the money was sent. The money was only refunded because of his specific personal circumstances - the bank had done everything they could to try to protect him, within the remit.
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Pollycat
    Pollycat Posts: 35,770 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    elsien said:
    Savvy_Sue said:
    The most recent edition of Radio 4's Moneybox covered this exactly. Might she listen to a radio programme? 

    https://www.bbc.co.uk/sounds/play/m001k7mn

    In that case, the adult child was able to talk to the parent's bank, who initially refused to refund because - as stated - the money had gone abroad, but they did then pull back from that stance. 

    Do you have power of attorney for your Mum? if not, it might be worth talking about that with her, although she may resist it if she thinks you don't approve of what she is doing. 
    I heard that. The gentleman was incredibly lucky though because the bank had even called him in to speak to them as they were so concerned he was been defrauded, but he was insistent the money was sent. The money was only refunded because of his specific personal circumstances - the bank had done everything they could to try to protect him, within the remit.
    I heard it too and was really surprised the bank refunded. I wonder what would have happened if the son hadn't got the BBC involved.
    Here's the article:
    Fraud victim gets surprise £153,000 refund despite rules - BBC News

    Whenever I hear stories like this, I always think 'why didn't they realise?' but these scammers must be incredibly plausible.


  • Mr.Generous
    Mr.Generous Posts: 3,968 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Offer to help her with the transfer but try and get a look at the current account statement - paper or online - and you'll see any dodgy transfers or payments. Then you can ask her about them in the nicest possible way.

    I suspect the new love of her life is very wealthy, and they will be buying a lovely big house just as soon as he can get his hands on his vast fortune, he just needs a few thousand of your mothers money to pay some spuriois release fee to get to his vast wealth and will of course repay her in full ...
    Mr Generous - Landlord for more than 10 years. Generous? - Possibly but sarcastic more likely.
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