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Saving lots in pots!
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Its..... Friday round up time!!EF ~ now £1795 of £2000 (first target)Car pot: £485 of £700 (first target)Health pot: £95 ~ this is looking a bit better now. Target is £500Pension: £65 this week and sent £100 across from the holding pot ~ same as last week. Adding to my pension is going to have a higher priority this year (and every year from now on!! When and if any of the pots reach their target i will pop the excess into herePupster excess pot ~ £22.42 /£200 some round up and TTs added herechallenges:£1 a day ~ £121/366 ~ £30 for Aprils money added1p 365 challenge (XMAS savings) ~ £23552 week envelope stuffing ~ /52 oops, i have had very little cash this week, will aim to do 2 envelopes next weekMMOP ~ £0 nothing as yetISA - £0V. happy with the pots. I had a good work week and it should be the same again next week. It feel so good to be able to add to the pots and then also add a bit more and round them up. Ive taken the interest from and couple and added that to the pupsters fund and I took an item of clothing back and added it to the pension fund.DHs eye is doing really well. He is looking at cars this afternoon!!! He had a subsrciption car and returned it in December as hes not been driving, but is now, not surprisingly, very keen to get back behind the wheel. Im just hoping he stops looking at the sports cars soon and gets something more realistic!!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
so we have just started the octopus saving slot. Never tried it before. DD is not happy! Not sure how it works or how much we will actually save. But worth a try!!
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
Great news about DH.
Well done making a start on the hedge planting and making the most of the weather.
Savings are looking good, keep going.Mortgage started 2020, aiming to clear 31/12/2029.1 -
~FlowerPot~ said:Its..... Friday round up time!!EF ~ now £1795 of £2000 (first target)Car pot: £485 of £700 (first target)Health pot: £95 ~ this is looking a bit better now. Target is £500Pension: £65 this week and sent £100 across from the holding pot ~ same as last week. Adding to my pension is going to have a higher priority this year (and every year from now on!! When and if any of the pots reach their target i will pop the excess into herePupster excess pot ~ £22.42 /£200 some round up and TTs added herechallenges:£1 a day ~ £121/366 ~ £30 for Aprils money added1p 365 challenge (XMAS savings) ~ £23552 week envelope stuffing ~ /52 oops, i have had very little cash this week, will aim to do 2 envelopes next weekMMOP ~ £0 nothing as yetISA - £0V. happy with the pots. I had a good work week and it should be the same again next week. It feel so good to be able to add to the pots and then also add a bit more and round them up. Ive taken the interest from and couple and added that to the pupsters fund and I took an item of clothing back and added it to the pension fund.DHs eye is doing really well. He is looking at cars this afternoon!!! He had a subsrciption car and returned it in December as hes not been driving, but is now, not surprisingly, very keen to get back behind the wheel. Im just hoping he stops looking at the sports cars soon and gets something more realistic!!
so on pay day I will be making my first payment into my health pot! Well done on all the other ones, your EF is looking very good!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
Total- £1162.23
Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)
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MovingForwards said:Great news about DH.
Well done making a start on the hedge planting and making the most of the weather.
Savings are looking good, keep going.
thank you, DH is very happy that his sight is so much better. If it would just flipping stop raining I might be able to get outside and carry on with the planting!
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
debtfreewannabe321 said:I have started a health pot after reading your diary FP, I should have thought to do one really as our only debt when I restarted this MFW journey was loans for carpets and dentists....We finally got rid of the dentist loan with a bonus payout, and only have the carpet one left, but ideally if we were to ever need dental work again I would like to have it covered rather than raid our new EF pot
so on pay day I will be making my first payment into my health pot! Well done on all the other ones, your EF is looking very good!
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
having a funny day today, not been able to muster much energy at all. Best bit about today so far is cashing out from PA (18.73) and rounding it up to £20 and popping it as a MMOP, first of the month after the normal OP of £240 which goes out with the mortgage payment each month. SO I get to colour in a brick on my house, its the small things!
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐3 -
I love your house bricks FP!
Don't worry, we all get 'shrug' days, accept it and just do the minimum you need to today, get an early night and reset for tomorrow2 -
Good that you have some positives flowers. Maybe feeling a bit of a crash after the worry of DH eye treatment. Be kind to yourself, hopefully we will all get a lift with some warm spring weather soon!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Meh days are fine, don't worry about them as you've done a lot lately, running around after / with everyone and the stress of DH wouldn't help either.
If you're enjoying the brick colouring perhaps go to a quid shop, get some colouring books (adult or children are equally as much fun) and felt pens. If you've access to a printer there are free pages to print. Might be something fun and relaxing for you to do.Mortgage started 2020, aiming to clear 31/12/2029.1
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