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Saving lots in pots!

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  • having a funny day today, not been able to muster much energy at all. Best bit about today so far is cashing out from PA (18.73) and rounding it up to £20 and popping it as a MMOP, first of the month after the normal OP of £240 which goes out with the mortgage payment each month. SO I get to colour in a brick on my house, its the small things!
    I had a horrible day the other day, and that was the same best bit about my day!! :lol:
    Gentle hugs :heart: 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!


    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
    Total- £1162.23
    Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)

  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    hi, been very busy in the garden nearly all day and im now pooped! Thank you for you msgs Time2count,   sya, and MF and DFW123. Still feeling a but meh ~ but it was dry and vright outside, so I made myself go in the garden!

    Friday round op!

    EF ~ now £1840 of £2000 (first target)
    Car pot: £505 of £700 (first target)
    Health pot: £125 ~ this is looking a bit better now. Target is £500
    Pension: £15 this week
    Pupster excess pot ~ £26.62 /£200 some round up and TTs added here

    challenges: 
    £1 a day ~ £121/366
    1p 365 challenge (XMAS savings) ~ £250
    52 week envelope stuffing ~ /52  oops again, i havent sorted this yet for this week
    MMOP ~ £0 nothing as yet 
    ISA - £70 and also another £60 i found!!

    I found the 1% cashback pot in my chase account a few weeks ago and left it there, but realised yesterday that this was stupid as it wasnt gaining anything there, so took it out and decided to put it in my S&S ISA!!! so thats £130 this week yey!
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Set smaller targets, have them increase by £100 as it feels less of a struggle and reduces pressure/ stress.

    You're doing so well 😊
    Mortgage started 2020, aiming to clear 31/12/2029.
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 15 March 2024 at 12:11PM
    goodness me, its Friday again!
    Been a funny old week. DH was off on sick leave till thursday after his eye op. He had a follow up hospital app on wednesday and was back again this morning for eye lasers (this time in his good eye!) unfortunately the news on weds was that another eye surgery is needed and soon. now booked in for April and will need another couple of weeks off work afterwards, DH is worried about work! DD has been finding going to her lessons really hard the anxiety is building due to the exams getting nearer. She thankfully made it in this morning, but im not sure it will be all day. But Ill take any that she does manage as a win!

    round up time. I had a swap arounf in my FD bank acc as the 2 savings accounts have diffent rates, so wanted the higher one to be the one with the highest balance. But could i blooming work out how to change the standing order. I have tried several times over the last couple of weeks. FInally sorted it out, I was being completely stupid. SO that is sorted, but I looked this morning and another SO has gone to the wrong acc. Not sure how I messed that one up. Only that I cant change the name of the account and they are all just in my name. I suppose that is the issue with having too many accounts!!! lol!

    Ive had a good run on prolific this month. I did just over £9 yesterday so that was good.

    Friday round op!

    EF ~ now £1950 of £2000 (first target) ~ so nearly there!!
    Car pot: £530 of £700 (first target)
    Health pot: £175  Target is £500
    Pension: £15 this week
    Pupster excess pot ~ £31.62 /£200 some round ups and TTs added here

    challenges: 
    £1 a day ~ £121/366
    1p 365 challenge (XMAS savings) ~ £265
    52 week envelope stuffing ~ /52  oops again, i havent sorted this yet for this week
    MMOP ~ £75 so a few more bricks to colour in! 

    DS2 is paying rent which is actually going to go to his uni accomodation and this acc is now at £830. He is doing so well at saving his peenies. Plus he has just landed 2 private tutoring jobs for his subjects, so is very happy to be getting that bit extra, at a much improved hourly rate that his day job!
    now to pack, i am off later for a meditation weekend, and really looking forward to it, hours and hours of relaxing and not being 'mum' muchly needed!!

    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Doris17
    Doris17 Posts: 917 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Well done on the savings pots.

    Enjoy the weekend.

    "Make Everyday Count"



  • Oh wow! I wish I had a weekend of meditation planned, that sounds fab! Enjoy :smiley: 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!


    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
    Total- £1162.23
    Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)

  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Have a wonderful weekend, can't wait to hear about it 😀
    Mortgage started 2020, aiming to clear 31/12/2029.
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    helloooo!
    I had a really lovely weekend. It was quite emotional, I met up with nearly 30 others all meditators that follow the work of Dr Joe Dispenza, it was lovely to catch up and spend hours mediatating. I did have a big eotional release, which was good and needed, a lot of stuff has been building up! The group are all so lovely, I need to save up for the next one which hopefully wont clas with DDs exams!
    I have decided that I need some wirless earphones as the wired ones I have were absolutely useless and played in one ear and then in the other and then stoped played completetly, this was while i was trying to get in the zone and do a walking meditation!!!, so some new ones are needed. I also need a new air mat to lie on as Ive been using my sons and the air valve doesnt work so its flat and rather uncomfy! I have put up with it for the last 4 retreats and have decided no more!! I am also going to get a new fleccy blanket thats a bit heavier than the one I grab off the sofa when I go. the blanket is £26 and the air mat is £36.
    DH has bought the ear phones this evening and I have put the other 2 bits in my basket and will wait untill I have some spare pennies to pay for them!!!

    clinic was quiet on monday and not too many home visits. When we get to the end of my DDs exams I will have to look at some leaflets drops and some marketing to get a few more clients. But not just yet.

    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Popped £32 in the envelope stuffing challenge.
    and May's money in the £1 a day challenge ~ this was by accident, but im going to leave it there.

    Other than that not much going on. Been on home visits this morning and taxi-ing DD to her lesson this afternoon. She is thrilled to get a mock test back, she got a 5. She needs a 4, and as shes only been studying this course for 6 months, this is amazing!!

    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • That envelope stuffing challenge sounds interesting! 
    Well done DD!! My DD is doing her GCSE mocks at the mo lots of grades coming back here but I don't understand the number system still I wish it had stayed as A-F lol 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!


    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
    Total- £1162.23
    Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)

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