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Saving lots in pots!
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Saturday round up this week, yesterday turned into a crazy busy day driving everyone everywhere plus a bits of hedge pulling up added in for fun!!Im happy this week with how it is all going, was a quiet work week this week. But next 2 weeks are much, much busier, so that will help And although I really want to pay any extra i can onto the mortgage i also want to add more into my pension as that needs urgent attention.EF ~ now £1750 ~Car pot: £450 ~Health pot: 55pension: £65 this week and sent £100 across from the holding pot!Pupster excess pot ~ £16.78 ~ this is me new pot im hoping to get to £200 so any vet bill excess is covered. Adding small amounts here and there to this one, in no particular rush (as hopefully we wont need it!!)challenges:£1 a day ~ £91/3661p 365 challenge (XMAS savings) ~ £22052 week envelope stuffing ~ £ 9/52 £21 and £23 this week from my £2 coin collection that ive stopped collecting!MMOP ~ £125 FEB
ISA - £0
LOL DS2 has just seen the MMOP sheet on the fridge and has asked slightly disparingly 'how many savings challenges ARE you doing?' !!!!Is it too many??? I have no money in my current acc, but the pots are building ~ woohoo!!!
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
I love the house picture! What a fab idea to add shrubbery and doors and windows haha I may have to add some other budgets pots around my picture to do the sameMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
Total- £1162.23
Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)
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It's great having a visual record, keeps motivation going. Perhaps some small flower pots to represent £5's?
Providing you've got access to money, does it matter having £0 in a CA? I used to run mine down to 1p on the week up to payday.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Blimey Wednesday already. Im having a very tired week. Just struggling with ding the essentials. So nothing much going on.
I did snap up a£7.50 study last night that was only 8 minutes long. So that was a little bonus, and will go to the next house brick in my chart due OPs.
The new privet bare root hedglings have arrived and so that 150 to be planted ASAP. Im write glad its raining as i really don't have the energy to dig 1 hole let alone 150! It shouldnt be too hard to be fair, as they are bare rooted and the soil is all dug over when the existing hedge was removed. However not today!
Gratefuls for today x
🦩A hot cup of coffee while I wait in the car xx
🦩DDs shear determination to get her grades for college, so proud of her
🦩Time, time and sit and reflect.
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
Its eye day. HAd to drop DH off at the hosptipal for 7.30 am so left at 6,45 as the traffic can be a pig, but it was good today, except the rain and the spray! Now its a wating game untill its done. Meanwhile I have DD to drive to her lesson, wait and bring home. By whcih time Im hoping DH might be done and I can go and collect. Apparently he will need 2 weeks off work afters! I said we will have to get some audio books, he will be so bored!!Gratefulls:The NHS ~ they are amazing, even more so under the conditions they work inFor DD getting up, without to much nagging!For lovely black coffee, keeping me awake this morning!!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
Good luck with the holes, not a task many would like.
Hope DH has a speedy recovery xMortgage started 2020, aiming to clear 31/12/2029.1 -
Hope all goes well for your DH today0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
thank you MF and Skinty,DH is very happy this morning, vision is not great in the bad yey, but at least 70% improved. hurrah, and its very early days so fingers crossed all will be well.deep breath, I am going into the garedn to plant the hedge. I am hoping that my gardener is going to return (after about 3 months) and help me. But it is raining, so we shall see!!. Im expecting a break in the rain for a 2 hours to help me get the job doneAnd now its still raining but the sun is out ~ im focusing on the rain stopping .....have a good dayflowers x♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2 -
Fingers crossed for MR F.
Hope the planting went well.
"Make Everyday Count"1 -
thank you Doris~my magic worked i went out at 10 am it was just slightly spitting, but it stopping and then, slowly the sun peeped out and stayed out. Lots of hedging planted within 2 hours. But lots more to do! It was good to get outside and feel the earth on my fingers and the sun on my back!Its raining again now and looks like it will continue too for the forseeable!♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2
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