Escape to the country & living off savings

Skint_yet_Again

Lovely sunny morning ☀️ Am thinking of walking up to the church plant sale & coffee morning around 10am. My friend is poorly but hopefully she will be feeling better for the village carnival next weekend. 

I have transferred £983 from savings account to current account. £833 for June and £150 to go into 6% savings account on Monday. I will move money into pots  later. Jobs for today 

Read meters

Clean fridge

Clean bin

Weed garden

Clear out cupboard under stairs 

Doris17

Have a lovely day, coffee morning and plant sale sounds like a great way to spend a Saturday morning. 

Skint_yet_Again

Thanks Doris. I walked up the hill to the church & plant sale. Bumped into my DF’s neighbour on the way so we walked and chatted. Saw my neighbours, my friends neighbours and my friends sister in the church hall. Bought an autumn sedum £1.50 and Canterbury bells £2. 

Back home and planted up my new plants & did a bit more weeding. Cleared my cupboard under the stairs which had become a bit of a dumping ground. Removed my wallpaper steamer & put it upstairs in an empty wardrobe. Emptied and cleaned the kitchen bin. 

Meter readings submitted & May bill is much lower. I can’t remember having the heating on in May. Budgeted £100 a month so £58.37 for the bill & £41.63 for the winter pot. 

Today is lovely and sunny. Will be mostly relaxing and reading. I will do a bit more weeding and clean out the fridge. 

doingitanyway

I love a plant sale. What a lovely day.

Skint_yet_Again

Thanks dia 😊

Neighbours have been hammering all day & still at it now 😕 Will be glad when their extension/ renovations are finished. 

Did some weeding & sat in the garden for a while. Friend messaged to say she was feeling better so I walked down to her house for cuppa and we had an ice cream in the garden. 

SuzeQStan

Send some sun this way pls SYA - we had a nice last couple of hours but it’s been pretty cloudy all day otherwise.  

Our winter energy pot is already quite high - I know that prices are supposed to rise again in autumn but the last year has made me realise we can have the heating on a bit more this upcoming winter as we’ve already had a fair bit of balance refunded.  

Hope your neighbours get the reno sorted soon.  Is it going on during the week as well as weekends?

Skint_yet_Again

Thanks SQS 😊 It was cloudy and cold here on Saturday & didn’t brighten up until the evening so it was nice to have some warm sun yesterday. 

My winter heating pot currently stands at £95 plus £41.63 for June = £136.63. Hopefully the pot will grow by about £40- £50 each month.  Winter bills will be paid £100 a month in my budget & anything over that paid from the pot. This worked well last winter. 

My neighbour still has the builders in during the week so it’s 7 days a week at the moment. I just tell myself it will get finished sooner at this rate. I’m out quite a bit during the week so not listening to it all day but I notice the noise more at the weekend. 

Direct debits have been paid today so I will move money to savings pots later. 

[Deleted User]

Morning. I know you have probably told me before but I can’t remember if your savings pots are ‘virtual’ within one savings account, or in lots of different accounts. Do you keep records on paper or on a spreadsheet? Thanks. 

leftatthetrafficlights

I hope the neighbours renovations are done soon @Skint_yet_Again! I can completely empathise, my neighbours on one side  had a major extension built in the last couple of years but have never stopped with the DIY! 🙄 It makes me cherish the times when it's totally peaceful a whole lot more though!! 😉😂 

I've just finished reading through your diary - your DF sounds wonderful (and has a fitness level I aspire to!! 😳🙌) and it seems that you are having an idyllic retirement 😁 What a lovely read it has been! 

Skint_yet_Again

Thanks leftatthetrafficlights for your kind comments. 😊

It’s a virtual pot in one savings account Baron_Dale. I keep track here on my diary & on the notes section on my iPhone. Currently as follows (haven’t sorted this month yet)

Diy interest pot £293

Holiday pot £100

Gas & Elec £95

Annual bills £291. (100 pm)

Car fund      £700. (50pm)

Xmas/bday £163  (50pm) 

Cleaned my floors this morning before going shopping. £46.51 total spend. Then had lunch before I went to my friends house for a cuppa this afternoon. Feel tired today so I’m now relaxing on the sofa with feet up

Menu this week

breakfasts - wheat shreds & fruit

Lunches - 
mackerel & cheese salad
ham & egg salad
tuna mayo salad
Cheese omelette 
mushroom omelette 
soup

Dinners -
Beef mince & peppers/bean/butternut squash chilli
Courgette ‘Lasagne’ & salad
lamb, peppers and courgettes & butternut squash Moroccan casserole 
chicken & mushroom casserole with broccoli and cauli
1 x batch cooked frozen chicken curry from last week with broccoli & cauli. 

Think I will put broccoli & cauli in my steamer later & have some for dinner tonight with the curry & freeze the rest. 

Aquafit in the morning. Dentist Wednesday. Doctors thu morning & curry night with DF. Aquafit Friday then out to lunch with friend. Carnival on Saturday depending on the weather 😆