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Escape to the country & living off savings

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  • SuzeQStan
    SuzeQStan Posts: 1,708 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    I’m on page 20 already (and found your funny quote above just now 🤣)

    am caught up in it now - and by the way your diary is definitely NOT BORING. 

    I got some random spam email yesterday with smug blogger stating how we need £1 mil pension pot to retire on comfortably!! 🙀 dunno what planet that person lives on but found an article stating very few people have anything even near that to retire on and majority of folk in the usual pre retirement age range have about a tenth of that if they even have a pension beyond their state pension at all.)  I don’t think I’ve earned anything near that amount over the entirety of my whole working life LOL. 

    Then I had a semi related dream where I was shouting at golfers (sorry golfers don’t mean to stereotype - can’t help what you dream! 🤣) 

    back to diary after a cuppa xx


    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Curtains were a good buy and I'll agree with SQS they'd have been hung without ironing! 

    Don't blame you for canx aqua, cold pool is uninviting and won't help your health. 

    Glad your dishwasher is up and running and your trip will be so much fun.

    Your previous diaries were not boring, they help people see things can and do change!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Thanks MF 😊

    Time2count I am not sure about the curtains keeping the heat out but as they are thermal/ blackout lined I would think they should keep out some of the heat from the sun. 

    SQS the spam email & £1m pension pots reminds me of the pensions board. I don’t stray over there 😱 

    It’s cold today only 13* indoors so the heating is on. Only doing some cooking today. I have woken with back ache just above the left but-tock (forest gump style 😆) Think it may have been caused by bending and vigorously brushing my dining room rug with the dustpan and brush. Not sure why I did that as I usually use my long handled brush or hoover with my cordless. Will take it easy today. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Same here 13*, started off at 18* at 830am switched heating off & rapidly dropped , I have a thermal on, jumper, jacket & dressing gown ...it's going back on at 1pm !!! You've done quite a bit this week, including braving cold water so def take it easy later , wrap up warm & enjoy your little break ! 

  • SuzeQStan
    SuzeQStan Posts: 1,708 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Hope you have a nice time at your sisters this weekend - and that your poorly lower back (butt-tock Forrest Gump lol) is feeling much better soon.  Got a hor water bottle u can pop on there?
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • SuzeQStan
    SuzeQStan Posts: 1,708 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Church amazing! Glad you had a fab weekend - pls drive safe xx
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,455 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 15 January 2024 at 10:54PM
    Thanks SQS

    Home again. Met up with niece and her partner for lunch. Food was over priced just under £20 for pie and chips and 3 drinks but good company. 

    It is so cold 🥶 when I got back after a weekend away the house was 9* so the heating has been on! 

    Water bill has arrived. First one since having my meter fitted. They must have done a “drive-by” reading & I am almost £40 in credit. My direct debit has been changed from £24 to £13 🤗

    Have cancelled aquafit tomorrow. Don’t fancy trudging there in -4* temperatures forecast for the morning. Especially when I don’t know if the pool will be warm! 


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,708 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Great news re water direct debit 💰💷🤑👏🏻

    do not blame you at all re Aquafit - it ain’t the weather for it at all!!

    We’ve had heating on more too - can’t wait for this cold snap to pass xx

    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Wow it’s cold this morning 🥶

    I am still in bed where it’s warm underneath the duvet. Will put the heating on soon and make a cup of tea. It’s 10.5 degrees in my bedroom at the moment

    Called into Mr M on the way home yesterday and used the £2.50 voucher I received after emailing max cola company about a flat can in the middle of a pack I bought before Christmas. 

    Today I plan on cooking the last swede and carrot in the microwave for mash and steaming the broccoli & freezing it. I have some reduced to clear sausages in the freezer that I cooked and froze in portions last week. I will have sausage with some mash & green veg and onion gravy for dinner tonight. 😋

    Apart from that I plan to stay warm & read a book. Will be wearing my thermals today ☺️


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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