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Escape to the country & living off savings

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  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Glad your home ins got sorted.
    Hope the dishwasher arrived.
    Party sounded fun.
    Slot in some chill out time this week.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Thanks Doris, thriftylynny and MF. 

    Dishwasher has arrived! DF has been measuring and bought bits needed to plumb in tomorrow. Curtain pole put up this morning. 😊 Spent over an hour ironing one curtain to get rid of the worst of the creases and straighten the hem so it hangs right. My back started to ache so I will do the other curtain tomorrow after aquafit 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,703 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Ooh happy days new dishwasher is brill + fab DF getting it plumbed for you 🥰😍 . throw the mar1golds in the bin! 🧤🧤

    you’re very good ironing those curtain/s - I’m afraid I’m one of those ‘the crease will drop one of these years’ people 🤣.  My DM despairs of me! 

    Enjoy aquafit tmoz - don’t be working too hard if your back is giving you trouble xx


    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Thanks SQS. Lol about the creases in the curtains 😂 

    Bright sunny day today but bitter cold 🥶 Went to aquafit and water was cold again 😕 lots of people complaining. At least the changing rooms were warm. No washing done as water has been off. DF plumbed in my new dishwasher 😁 I am going shopping in the morning then DF is coming round to try a trial wash & make sure nothing leaks. 

    I ironed the other curtain and DF helped me hang it. It’s much warmer with the curtains closed! They have thermal blackout lining and I have read reviews on other sites saying the creases do not drop out (done elm). The instructions say they can be ironed with a low heat so I have taken the worst creases out. I don’t have an ironing board and don’t usually iron my clothes, so I put a bath towel over my dining room table & used that. 

    Popped down to my friend’s house for a cuppa & gave her a shoulder to cry on over problems at work & family issues bless her. 

    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • I am feeling the cold at the moment 🥶
    Just got out of bed enough to make a cuppa & nip to loo 😆 Lovely and warm in bed 😊

    The heating was on for most of the afternoon yesterday when I got back from aquafit. I had a Tshirt, jumper and fleece on. Plus when I was sat on the sofa I had a fleece blanket over my legs. I had lots of warm drinks and the thermostat was set at 18* I only turned the heating off when I went to my friends house and it was put back on again when I got home as it had gone down to 14* It was then on until 9pm but the temperature didn’t seem to drop as much in the evening so the boiler didn’t fire up as much. I always close the blinds when I go out but I am now considering shutting my thermal living room curtains when I go out during the day to try and keep the heat in. 

    I may put on my thermals this morning to go shopping. 😆 I am thinking of cancelling aquafit on Friday as it’s not enjoyable when the pool is cold, even though I do keep moving from the minute I get in to the minute I get out. Might be going to my sisters for the weekend. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,703 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Cold pool does not sound fun! Closing the curtains to keep the heat in is a great idea. As long as the sun ain’t gonna be shining through them warming everything up 😉😉
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • No sun here today SQS 😆 

    Have cancelled aquafit on Friday and I am going to my sisters with DF for the weekend. 

    Phoned breakdown company as I have not received my renewal and it runs out in 14 days. Last year was £64.65 and renewal is £97.44 😱 I said I would not renew & she checked the price & offered me £63.84 !!! So I renewed on the phone, couldn’t cope with the hassle of getting more quotes. I have home, relay & national recovery, just no abroad cover. Was happy with that. 😊

    Shopping this morning was £39.56 including 9pk toilet rolls £2.05, dishwasher tablets £3.35 (all in one), box tissues 75p & clothes washing liquid £1.89. 

    Chilli is bubbling in the slow cooker for dinner and the leftovers will be frozen. Half the Chicken thighs will be roasted with tandoori spice & Mediterranean veg and the other half pack of chicken thighs will make a chicken & mushroom casserole in the slow cooker tomorrow. 

    DF came round for a cuppa and we ran the dishwasher for the first time. All works fine ☺️ No leaks! Also did a quick clothes wash & washing machine also running and emptying fine so plumbing all ok 😁

    Am now lazing on the sofa for the rest of the day 😴
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,703 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Dang SYA - you are a negotiating whizz! 👏🏻👏🏻

    promise I’m not stalking you but gonna peruse your previous diaries.  You are coming up on one year of retirement - anything you would have done differently? Any recommendations for those who may be considering the same?
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Lol SQS I was really shocked how easily & how much the breakdown company reduced their quote ! Especially as I couldn’t get any reduction on my car insurance. 

    Hope you don’t get too bored reading my old diaries 😂 At one point I was going to rename it “Boring middle aged women does washing and cleaning whilst trying to save money" lol.

    I’m not very good at giving advice. I can’t think of anything I would have done differently. I started out with saving £100 a month and once my debts were paid I think it went up to £300 a month. I think everyone has to decide what they want out of life and budget accordingly. I didn’t intend to move back up north, circumstances changed and once I knew DS was settled and happy for me to go I seized the opportunity. Giving up work was the best thing I have done. 😊


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Glad you have your dishwasher all going well and your nice warm curtains up - are they the ones that are meant to reduce the heat coming in in the summer as well? I'm considering some of those as I live in a high rise and all my windows face the sun during the afternoon - it rarely gets below 28 indoors in July and I just don't cope well with anything over 20 (or below 10 😂) I am def a spring and autumn person!

    Such a shame about the pool temperature, have they said anything about why it's cold so frequently?
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