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Escape to the country & living off savings

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Comments

  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    Sorry you have so much sadmin to get through SYA

    The odd kfc won't hurt as you are usually so good with your diet

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Skint_yet_Again
    Skint_yet_Again Posts: 9,061 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!

    Thanks Tresinia & dia

    Am having a bit of an anxious day. Phoned hmrc who tell me the pension company have still not sent the final figures correctly. So I phoned the pension company and made a complaint. I need to speak to pension payroll but they do not take calls. Will have to wait for the complaints process to complete. Whilst making a complaint also requested they address the reply to me & not dad like their previous email in January 🫤

    Went & put petrol in the car, then into the library for photocopying, into as@ for milk and into chemist for repeat meds.

    Off to my friends for a cuppa later & she has bought us carrot cake 😋

    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • badmemory
    badmemory Posts: 10,627 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper

    I am sure we never had these problems years ago & often wonder if we just didn't realise "they" were getting our stuff wrong or if it is because we are now only ever talking to phone monkeys. Yes I know that is an insulting name but if they have no knowledge of what is going on & just fob you off then it is not inaccurate.

  • Arrietty
    Arrietty Posts: 238 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper

    Sorry to hear of all your frustrations SyA,

    a few days of resting, relaxing and pottering will hopefully restore your energy and enthusiasm for dealing with the next bunch of incompetents!

    I think that Covid/Lockdown gave many organisations the opportunity to reduce 'overheads' ie staff and they've never gone back to having a full complement of people to do jobs.

    Wishing you some sunshine during the next few days.

    A x

    FDF savings target = £20k by 31 December 2027...87 weeks to go!

    31 Oct 2025 = £8217.86, 30 Nov 2025 = £9463.40, 31 Dec 2025 = £9785.81 [b,] 31 Jan 2026 =[/b] £10.476.12, 28 Feb 2026 = £11,060.63, 31 March 2026 = £11,493.44 April 2026 £11,889.60

  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    That all sounds very anxiety making and I would be the same.

    Correspondence addressed to your DF is one of those little triggers you do not need 😡

    Hope you can relax and chill and not think about all the admin and sadmin for a bit.

    Sending a hug.

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
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