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Escape to the country & living off savings
Comments
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Hello SYA - always good to listen to your body and rest when you need it. 💕I don’t know if this would be of any help but you can get light therapy boxes off big river site from around the £20 mark. Winters can be so dark and grim so it does make sense to me that a bit of manufactured sunlight might help.It’s been a very long time since I borrowed one off a work colleague and I don’t know if it was because of the box or placebo effect but I did notice an uplift of energy levels etc in myself and my friend swears by it.I did see one on ol!o a few months back and was tempted but it was a bit too far away from me to collect.
Hope you feel better soon lovely lady xxLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
Enjoy your slow Sunday morning
Same temperature here, and I think we are due rain this afternoon
I am going backwards and forwards on whether I need my printer. It is very glitchy, the cartridges are pricey...
I live very near a print shop and the library is nearby...
Do you use a system for housework or just do your own thing?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Sya, all hail to the Sunday morning lie in i say😃3
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Thanks Arrietty, dia, KK, Suze, Tresinia 🥰
Have had a very restful (lazy) weekend. Still feel like my ears are stuffed full of cotton wool. Will get up shortly as I think I will feel better for it.I don’t have a system for housework dia, I just do a bit each day, apart from the kitchen which is done daily. Floors hoovered and mopped once a week. Bathroom cleaned once a week or more if needed. Dusting once a week.I have now been paid back for executor expenses. I have put £700 back in my diy / emergency pot and the rest I have left in my current account. I want to go to h bargains today.Later this week I am taking my friend out to lunch for her birthday instead of a gift.❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p16 -
Have had an offer on dad’s house which we have accepted. Solicitor now instructed £1145. Hopefully will all go smoothly. Not sure how I feel about it 😢❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p18 -
I would be feeling pretty discombobulated about it all ...
On the one hand its sensible, logical, necessary, avoids further additional costs etc etc.
On the other hand, it's your Dad's house and it's going, a really tangible connection to him is moving beyond your reach ...
I hope whoever buys it has a happy and fulfilled life in it. In the meantime I'm sending you (and your sister) many hugs x
KK
As at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 33 books of target 52 in 2026 as @ 20th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Oh SYA - it is bittersweet - but also so nice that the first to see it put an offer in.Agree with everything that KK said so perfectly above.
It’s a totally different scenario but when OH and I moved from our home of 20 years (which we had to leave as i no longer felt safe there after home invasion) we were gutted as it was the perfect home for us that we had put much time memories money and effort into.
after it sold OH kept driving past for years after. But I found solace in our new home and didn’t look back, possibly because I didn’t want to see any changes to my memories of the house.Point being that there is no right or wrong way to feel about this - it will take time and there may be challenges ahead. But your love for your DF shines through all your diaries and you honour him.Take care xxLancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.4 -
You must feel strange but it is good the house has been sold (STC)
I bet the house is lovely and beautifully maintained. I'm not surprised it was snapped up.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
Good news about the house. I bet it feels very difficult though."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Thank you KK, Suze, dia & jwil for your kind comments. You are lovely people 🥰
There is a long way to go & potential for it to all go wrong so I am trying not to worry and trying not to let my anxiety get the better of me.Suze I am so sorry to hear about the loss of your home and loss of your feelings of its security and safety. It must have been a very difficult time for you and I am glad you have found solace in your new home. I am a firm believer in the sentiment ‘home is where the heart is’ and I am torn between my little house that has so much of dad in every room, or selling up & buying the family home. Part of me wants to buy it to avoid what is coming. 💔❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13
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