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Escape to the country & living off savings
Comments
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Loving the reciprocal food inspiration
MSE at its best 💖
I can't decide if bright, light and icy is better than warm but pitch black mornings ...? 🤔🤣
Well done on getting the sadmin organised and good luck with the understairs cupboard!
KKAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 33 books of target 52 in 2026 as @ 20th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Morning SYA - will you be there for the viewing tomorrow or is the EA handling it?
Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
Thanks KK and Suze 😊
I haven’t booked aquafit am going to give it a miss today.I won’t be there Suze, the EA have keys and will handle all viewings. Not sure I could cope with that❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
That sounds wise SYA - it would be hard as you are (understandably so emotionally attached. It will be good for you to get some feedback as well from the viewers via your EA xx everything crossed for you 🥰Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.3 -
Fingers crossed for the viewing, it only takes one!3
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Love thatSkint_yet_Again said:Thanks dia 😊 my Spanish chicken is inspired by your butterbean stew ☺️
It was exactly the same temperature when I woke. Guests are here so it went up to 18 while they got showered and dressed. When they left I turned heating off and put a fleece on. Went down to 16.5. I am airing the house today so all the windows are open for a bit.
You have inspired me to tackle the 2 storage baskets in my living room
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20254 -
Thanks Suze, Tresinia & dia 😊
Pottered around this morning. My niece phoned me whilst out shopping (she has a membership card and is allowed to share with up to 2 people) to say they had beef brisket joints £2.50 and corned beef on offer (edit - as it was going out of date) She got me 2 joints 0.949 & 0.952 kg & equivalent of about 6 tins of sliced corned beef for total £10.62. She dropped them off at my house but didn’t stay as little lad was asleep & hasn’t been sleeping well whilst he’s been poorly. I will see them on Thursday.The corned beef has been portioned up and frozen. I like it warm with fried egg for breakfast or in slow cooker as corned beef hash or on a sandwich with English mustard. The beef joints are dated 19 Jan so I will cook one and have frozen the other.I had an email from BG asking for my meter readings so they were submitted this morning. Bill has appeared this afternoon £286.95. Less than I expected, so I am still in credit by £90.87. I pay £63.63 a month so when next bill due in April I will be approx 3x£63.63+£90.87=£281.76 in credit which I’m hoping will cover the winter bill.Walked down to my friends for cuppa with cakes I bought yesterday. Called into dads house & opened the windows & wiped round plus picked up dead leaves in his front garden from the tree opposite, which always seem to gather round the front door. All locked up & home again.Out for brunch with my friend tomorrow❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Have woken from a nostalgic dream about dad this morning. It’s made me smile 🥰
Out with friend later. Will put beef in slow cooker. (Niece is a member of a surplus shop not a food bank & can share with up to 2 people). This afternoon I will make arrangements for my maturing bond.Can’t get back to sleep. Off to look at interest rates in this week’s mse email.❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Hope the viewing goes well

Nice that your Dad visited you in your dreams
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
What a bargain on the meat SYA! All that for not much more than a fenner! Love a bit of corned beef hash here too 😋Another one wishing a good viewing for DF’s home 🤞🤞Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.3
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