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Escape to the country & living off savings

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Comments

  • KajiKita
    KajiKita Posts: 9,205 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Loving the reciprocal food inspiration :) MSE at its best 💖

    I can't decide if bright, light and icy is better than warm but pitch black mornings ...? 🤔🤣

    Well done on getting the sadmin organised and good luck with the understairs cupboard! :)

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 4 books of target 52 in 2026 as @ 11th January 
    Produce tracker: £18 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • SuzeQStan
    SuzeQStan Posts: 2,017 Forumite
    Fifth Anniversary 1,000 Posts Homepage Hero Photogenic
    Morning SYA - will you be there for the viewing tomorrow or is the EA handling it?
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,816 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks KK and Suze 😊

    I haven’t booked aquafit am going to give it a miss today. 

    I won’t be there Suze, the EA have keys and will handle all viewings. Not sure I could cope with that 
    ❤️Mum 2018
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗

    Retired at 55 & now living off the equity £10k a year

    ❤️Dad 2025

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 2,017 Forumite
    Fifth Anniversary 1,000 Posts Homepage Hero Photogenic
    That sounds wise SYA - it would be hard as you are (understandably so emotionally attached. It will be good for you to get some feedback as well from the viewers via your EA xx everything crossed for you 🥰 
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Tresinia511
    Tresinia511 Posts: 333 Forumite
    100 Posts First Anniversary Name Dropper
    Fingers crossed for the viewing,  it only takes one!
  • doingitanyway
    doingitanyway Posts: 10,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thanks dia 😊 my Spanish chicken is inspired by your butterbean stew ☺️
    Love that  :)

    It was exactly the same temperature when I woke. Guests are here so it went up to 18 while they got showered and dressed. When they left I turned heating off and put a fleece on.  Went down to 16.5. I am airing the house today so all the windows are open for a bit.

    You have inspired me to tackle the 2 storage baskets in my living room
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
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