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Escape to the country & living off savings
Comments
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Hope you have a takeaway. Because, why not?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Absolute bargain for your roast and subsequent meals.
The courgettes will soon be handed over. Ours are being monitored daily to ensure they don't turn into marrows!
Hope your head and neck have eased off. If it happens again look at your pillow as this can change your sleeping position.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Thanks dia & MF 😊
I had the roast lamb dinner from the freezer 😋
2 more cucumbers from DF & some rocket. Feeling ok this morning just a bit washed out. Too much scrubbing the hard standing, will rest until aquafit on Friday.Shopping trip today for milk, cheese, fruit & tomatoes also rogan Josh curry sauce and tin of chickpeas to put in slow cooker with some leftover lamb & will add butternut squash & red pepper bought last week. Should be in budget £20 left.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Phoned the gp to make an appointment for hba 1c and can’t get an appointment until end of July. Will have to wait for that big bar of chocolate 😆Shopping done, 2 x multi pack pork scratchings £1.25 x 2. B n M
aldee £16.80.
Pears
strawberries
tomatoes
Broccoli
Bacon
Eggs
cheese
4 pints milk
Tinned chickpeas
tinned peaches
jar rogan Josh sauce
2 x 6 pack no sugar cola cans
Total spend this week including lamb & sausages £38.33/£40. I just need to get a jar of Moroccan sauce from Tesco tomorrow.I have taken a bag of lamb out of the freezer to defrost and make curry in the slow cooker tomorrow. This afternoon I will steam the broccoli & fry bacon and onions to make a crustless quiche. 😋0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Sounds delicious SYA 🤗
have read back and your monthly interest is fab! My isas only state yearly interest (it seems you get slightly more if annual interest on the ISAs but I probably have that wrong. Maths aren’t my strong point!) Might change to monthly interest next roll of the dice if it works out the same 👍🏻😊
Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.2 -
I’m not sure how ISAs work with monthly/ yearly interest SQS.Popped to mr T this afternoon and bought ingredients for keto coconut & chocolate bars & low carb carrot cake muffins. Used my entertainment fund. Made the coconut bars. Sounded so easy. No cooking involved just melting coconut oil & creamed coconut in microwave & stir in desiccated coconut. Shape & freeze. Then melt 90% dark chocolate in glass bowl in microwave & dip coconut shapes in & freeze again. Taste bitter. No sugar. 4g carb. Still don’t like dark chocolate & I don’t think I’ll make them again. Not worth the cost!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Water was lovely and warm in the pool today. Picked up a hot roast chicken, broccoli reduced to 35p, cinnamon & baking powder from entertainment fund. Used a £1 off voucher. Lamb rogan Josh in the slow cooker with butternut squash & yellow pepper. Will add a tin of chickpeas for the last hour & have some with broccoli and cauli this evening.I am going to try making low carb no sugar carrot cake muffins over the weekend. Last bit of the brick hard standing to clean then I will order new fence panels.Will walk to my friends house for a cuppa around 3pm. It is the summer fair at the church tomorrow so if the weather is dry in the morning I will walk up.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Hope your carrot cake muffins turn our well. Love carrot cake.
Fingers crossed for good weather tomorrow for the summer fair.
"Make Everyday Count"1 -
Thanks Doris 😊
I walked up to the church fair this morning. There was a few spots of rain on the way up the hill, but not enough to get wet. I bought a new chopping block painted on one side with hydrangeas which is lovely, bought a raffle ticket & a piece of chocolate brownie 😋 Total spend £10 from my birthday pot (money gifts from DF etc for my birthday a while ago). Spoke to quite a few people I knew there & sat in the church & listened to the ukulele band for a while. They were really good.Called in to see DF afterwards and we decided to go to the garden centre. I got 3 alpines for 50p each plus a daisy & 6 cyclamen. Total spend £9.48 from my birthday pot. DF didn’t want lunch but I had chilli and chips with salad and coleslaw & we had a pot of tea each £13.29 from entertainment budget.I am going to do some gardening tomorrow & put in the new plants. I will start the final 1/3 of the hard standing on Monday.Current account £107.77 = Groceries £40 x 2 Petrol 10. Entertainment fund £17.77
Out for lunch with my friend on Wednesday & will look out for a new swimsuit for aquafit from household bills (incl clothing) pot. The shopping place we are going to has primarni, mat Alan, next & asd@ /george.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Raining here today. No outdoor jobs done.Instead I have baked low carb sugar free carrot cake muffins (using ground almonds) & crustless broccoli, cheese & bacon quiche. 😋

0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15
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