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Escape to the country & living off savings

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Comments

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!

    I have paid my gas and electric bill and transferred money into my pots as per my budget posted earlier  Balances are now 

    Diy (interest) pot £140

    Visiting family £100

    Gas & Elec £179 (for winter)

    Annual bills £464  (£100 pm)

    Car fund      £800. (50pm)

    Xmas/bday £155. (50pm) 

    I am planning on using the diy pot for 3 fence panels 


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Time2count
    Time2count Posts: 175 Forumite
    100 Posts First Anniversary
    Thanks SYA, I'll give it a go!
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    You're doing well making the equity last and sticking to your budget, while having lots of adventures.

    Hopefully the neighbours will be finished soon.

    Can't wait to hear what veg DF provides this year and how you incorporate it into meal planning.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks MF. 😊 DF has already provided asparagus, broad beans, onions, lettuce and cucumbers. His courgettes are not producing yet due to the cold weather but he said they have lots of flowers. 

    Sunny morning yesterday. Towels and swimsuit washed and mostly dried outside. Managed to clean about a third of the herringbone brick hard standing at the front of the house with the long handled brush loosening the moss between the brick. Just got swept up after an hour & got washing in before the rain arrived. Spent the rest of the day relaxing watched some tv and read a book. Made myself some carb free cheese crisps 😁 Just small piles of grated cheese sprinkled with garlic granules and chilli powder and melted in the oven. 😋

    Today has started sunny so I am hoping to clean another 3rd of the bricks & pop to shops for washing up liquid. Chicken stew in the slow cooker for dinner later. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Arrietty
    Arrietty Posts: 133 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Good morning,

    good to hear you have sunshine... we have rain here which is a good thing as far as I'm concerned - dusty fields do not help a wheezy horse!

    Thank you for sharing your budget; it's really helpful to see what another solo-living person works with and how it's allocated to different pots.  I am very aware that I need to curb my grocery and household spending and seeing how well you eat on your budget is inspirational. 

    May the sun continue to shine for you  :)


    SAVER o:)
  • doingitanyway
    doingitanyway Posts: 10,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Great bargain with the lamb and lots of future meals  :)
    Chicken stew sounds good on a rainy day. Enjoy.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks dia 😊 I couldn’t manage chicken stew after the roast lamb dinner so that’s 1 roast dinner and 3 portions of chicken stew in the freezer. 😁

    Sunny morning & no wind today so DF has been down for a cuppa & sprayed the bindweed for me. I’ve done another 3rd of the herringbone hardstanding at the front of the house with the long handled wire brush & swept up the loose moss & weeds. It’s looking much better already. Back is really aching now so I’ve stopped & feet up. Am going to have some lunch & then out to friends for cuppa later. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Well done on tackling the hardstanding - it's always a good feeling when a big job gets done - especially when it makes everything look so much better! 😁 

    Hope you had a lovely lunch 😁
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks leftatthetrafficlights 😊 Still more to do but it’s getting there. 

    Pouring rain here today. Woke early with a headache & neck pain so I cancelled aquafit. Have been snoozing on & off all morning & reading my book. 

    Order from Amaxon arrived this afternoon with an item DF ordered and a shockproof phone cover & screen protector for me so no postage costs 🤗 £11.99. 

    Considering having a takeaway tonight paid from entertainment fund. 

    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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