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Ulster application

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  • PRAISETHESUN
    PRAISETHESUN Posts: 4,824 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 29 June 2023 at 1:07AM
    Alex9384 said:
    Too bad I'm blacklisted after NatWest terminated my accounts with them... When I opened second Reward current account in 2021, they decided to close both my current accounts.

    Is it worth calling them and try to speak about this or no point?
    Did you use either of the accounts?

    I have held several RBS accounts (five in total) two currently active. I used one of them as my main account until recently but will do so again soon.  All current accounts.
    Natwest only allow one reward account, and one joint reward account per person.
    Again, it's a situation where the terms say one things while in practice they allow something else. I've had multiple sole name NatWest/RBS Reward accounts for years, each of which pays out rewards each month.
  • Middle_of_the_Road
    Middle_of_the_Road Posts: 1,123 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 29 June 2023 at 1:07AM
    Alex9384 said:
    Too bad I'm blacklisted after NatWest terminated my accounts with them... When I opened second Reward current account in 2021, they decided to close both my current accounts.

    Is it worth calling them and try to speak about this or no point?
    Did you use either of the accounts?

    I have held several RBS accounts (five in total) two currently active. I used one of them as my main account until recently but will do so again soon.  All current accounts.
    Natwest only allow one reward account, and one joint reward account per person.
    Again, it's a situation where the terms say one things while in practice they allow something else. I've had multiple sole name NatWest/RBS Reward accounts for years, each of which pays out rewards each month.
    That's great if it's worked for you, I would not try it. I don't want to risk problems with a longstanding account.
    The terms are clear, and others can decide for themselves if Natwest are allowing it, or if these excess accounts, have gone unnoticed.
  • anna42hmr
    anna42hmr Posts: 2,884 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ulster have sent me a text today confirming my switch will be done on 1 March, so fingers crossed its starting to progress nicely now
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Text to confirm my account is open.

    Just waiting for confirmation on my switch.
  • I’ve had my card through today, and my customer number emailed yesterday. No sign of activation code, does this come by text does anyone know? Or snail mail?
  • Also no sort code or account number. And it’s not on the card as they don’t print it there 
  • gt94sss2
    gt94sss2 Posts: 6,044 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    When posting the application form back to Ulster, is it only the signature/confirmation page you need to send back or the entire application form?

    It's not clear to me at all!


  • anna42hmr
    anna42hmr Posts: 2,884 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I’ve had my card through today, and my customer number emailed yesterday. No sign of activation code, does this come by text does anyone know? Or snail mail?
    Hi

    my activation code came via text message the day after they emailed my customer number, so hopefully you should get it soon, the email was sent at 9am yesterday with the customer number and i have the activation code text this morning at 9 (they have a short date for expiry so assuming they send them all out via text if have number (has to be used by 6 march).  i have used it and managed to log into my account today, so i now know my sort code and acc number as not displayed on the debt card they issue.  
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • anna42hmr
    anna42hmr Posts: 2,884 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    gt94sss2 said:
    When posting the application form back to Ulster, is it only the signature/confirmation page you need to send back or the entire application form?

    It's not clear to me at all!


    i posted the entire form and just kept the covering letter
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • gt94sss2 said:
    When posting the application form back to Ulster, is it only the signature/confirmation page you need to send back or the entire application form?

    It's not clear to me at all!


    Send the whole form back having first made a copy.
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