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Ulster application

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  • Zanderman
    Zanderman Posts: 4,861 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Applied yesterday and was provisionally accepted, also filled in the switch details at the same time, gave me an application reference and something along the lines of we'll send an email witin two days.

    I'll see what happens but my switch is for the 17th of March from TSB, hopefully TSB will give the £125 by then!
    35har1old said:
    Applied yesterday and was provisionally accepted, also filled in the switch details at the same time, gave me an application reference and something along the lines of we'll send an email witin two days.

    I'll see what happens but my switch is for the 17th of March from TSB, hopefully TSB will give the £125 by then!
    I think if TSB receive Switch request you might not get the £125
    The current TSB offer (assuming that's what mr_accountant is working with) is due to pay out 'by 21st April' and iirc TSB tend to pay out near the deadline, not earlier.  The terms state that if the account is closed before the pay out there will be no pay out. So if mr_accountant is switching away from TSB on 17th March I doubt they'll pay anything.
  • mr_accountant
    mr_accountant Posts: 809 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 16 February 2023 at 8:12PM
    Zanderman said:
    Applied yesterday and was provisionally accepted, also filled in the switch details at the same time, gave me an application reference and something along the lines of we'll send an email witin two days.

    I'll see what happens but my switch is for the 17th of March from TSB, hopefully TSB will give the £125 by then!
    35har1old said:
    Applied yesterday and was provisionally accepted, also filled in the switch details at the same time, gave me an application reference and something along the lines of we'll send an email witin two days.

    I'll see what happens but my switch is for the 17th of March from TSB, hopefully TSB will give the £125 by then!
    I think if TSB receive Switch request you might not get the £125
    The current TSB offer (assuming that's what mr_accountant is working with) is due to pay out 'by 21st April' and iirc TSB tend to pay out near the deadline, not earlier.  The terms state that if the account is closed before the pay out there will be no pay out. So if mr_accountant is switching away from TSB on 17th March I doubt they'll pay anything.
    Oh well we shall see, unfortunately I did not have another burner account, and ulster wanted the switch details there and then, tried searching online for a switch form for ulster but couldn't find one, unlike some banks where its possible to fill in switch form at a later date. 
  • 35har1old
    35har1old Posts: 1,881 Forumite
    1,000 Posts Second Anniversary Name Dropper
    35har1old said:
    Applied yesterday and was provisionally accepted, also filled in the switch details at the same time, gave me an application reference and something along the lines of we'll send an email witin two days.

    I'll see what happens but my switch is for the 17th of March from TSB, hopefully TSB will give the £125 by then!
    I think if TSB receive Switch request you might not get the £125
    I think the cass takes 7 days, so tsb won't get the request until 10th march and I've met all the t+c's 
    If its the current offer the payment can be as late as 21st April into the TSB account
  • jadex
    jadex Posts: 797 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 16 February 2023 at 9:28PM
    35har1old said:
    Applied yesterday and was provisionally accepted, also filled in the switch details at the same time, gave me an application reference and something along the lines of we'll send an email witin two days.

    I'll see what happens but my switch is for the 17th of March from TSB, hopefully TSB will give the £125 by then!
    I think if TSB receive Switch request you might not get the £125
    I think the cass takes 7 days, so tsb won't get the request until 10th march and I've met all the t+c's 
    when I opened my FD a week ago and requested switch the message said: we inform your old bank straightaway and start organising things behind the scene the next working day
  • Zanderman
    Zanderman Posts: 4,861 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 17 February 2023 at 12:30AM
    jadex said:
    35har1old said:
    Applied yesterday and was provisionally accepted, also filled in the switch details at the same time, gave me an application reference and something along the lines of we'll send an email witin two days.

    I'll see what happens but my switch is for the 17th of March from TSB, hopefully TSB will give the £125 by then!
    I think if TSB receive Switch request you might not get the £125
    I think the cass takes 7 days, so tsb won't get the request until 10th march and I've met all the t+c's 
    when I opened my FD a week ago and requested switch the message said: we inform your old bank straightaway and start organising things behind the scene the next working day
    I don't think the CASS notification timing is relevant, the main issue is that the t&c's are not met if the account is closed before the bonus is paid, which will be the case (for the TSB deal) if the account is closed in early March, regardless of the detail of the CASS timing. 
  • Alex9384
    Alex9384 Posts: 980 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Too bad I'm blacklisted after NatWest terminated my accounts with them... When I opened second Reward current account in 2021, they decided to close both my current accounts.

    Is it worth calling them and try to speak about this or no point?
     
    EPICA - the best symphonic metal band in the world !
     
  • Alex9384 said:
    Too bad I'm blacklisted after NatWest terminated my accounts with them... When I opened second Reward current account in 2021, they decided to close both my current accounts.

    Is it worth calling them and try to speak about this or no point?
    You can apply - Ulster Bank is now just a division of NatWest Bank (no longer a standalone bank within the group)
    It could be accepted, refused at application stage or closed afterwards by the Application Verification Unit (AVU)
  • Alex9384
    Alex9384 Posts: 980 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Alex9384 said:
    Too bad I'm blacklisted after NatWest terminated my accounts with them... When I opened second Reward current account in 2021, they decided to close both my current accounts.

    Is it worth calling them and try to speak about this or no point?
    You can apply - Ulster Bank is now just a division of NatWest Bank (no longer a standalone bank within the group)
    It could be accepted, refused at application stage or closed afterwards by the Application Verification Unit (AVU)

    Thanks, but I thought being a "standalone bank" is better than being a division of NatWest?

    Anyway, I had a switch bonus from NatWest in November 2018, so I'm not eligible.

    "You won’t be eligible for this offer if you (or in the case of a joint account, either account holder) have already taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland and/or Ulster Bank between 1st October 2017 and 13th February 2023."

    Their credit card eligibility checker says I'm eligible for their CC with a £3,450 limit, which is a good sign.
     
    EPICA - the best symphonic metal band in the world !
     
  • Zanderman
    Zanderman Posts: 4,861 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Alex9384 said:
    Alex9384 said:
    Too bad I'm blacklisted after NatWest terminated my accounts with them... When I opened second Reward current account in 2021, they decided to close both my current accounts.

    Is it worth calling them and try to speak about this or no point?
    You can apply - Ulster Bank is now just a division of NatWest Bank (no longer a standalone bank within the group)
    It could be accepted, refused at application stage or closed afterwards by the Application Verification Unit (AVU)

    Thanks, but I thought being a "standalone bank" is better than being a division of NatWest?

    Anyway, I had a switch bonus from NatWest in November 2018, so I'm not eligible.

    "You won’t be eligible for this offer if you (or in the case of a joint account, either account holder) have already taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland and/or Ulster Bank between 1st October 2017 and 13th February 2023."

    Their credit card eligibility checker says I'm eligible for their CC with a £3,450 limit, which is a good sign.
    Many on this forum have reported that even if you've had a switching offer from ,say, NatWest, you'll still get one from, say, Ulster, despite that wording.
  • anna42hmr
    anna42hmr Posts: 2,884 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    i applied online on the 14th, no emails or text received, but i have received  letter in post today for me to sign and return in a pre pay envelope so have dropped that in the post box this afternoon  will see what happens.  
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
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