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New Natwest / RBS / Ulster Bank £200 Switch Incentive

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  • WLewer98
    WLewer98 Posts: 52 Forumite
    Second Anniversary 10 Posts Name Dropper
    My switch to NatWest completed 02/03 so I'm just waiting for the incentive to arrive now.

    I have never banked with RBS or Ulster before. Could I also switch to one of their accounts from a dummy account and receive another £200 incentive?

    "Those who forget the past are condemned to repeat it"
  • dealyboy
    dealyboy Posts: 1,935 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    WLewer98 said:
    My switch to NatWest completed 02/03 so I'm just waiting for the incentive to arrive now.

    I have never banked with RBS or Ulster before. Could I also switch to one of their accounts from a dummy account and receive another £200 incentive?
    ... yes, discussed in this thread ... go back a few pages.
  • WLewer98 said:
    My switch to NatWest completed 02/03 so I'm just waiting for the incentive to arrive now.

    I have never banked with RBS or Ulster before. Could I also switch to one of their accounts from a dummy account and receive another £200 incentive?
    If you get the NatWest bonus then you are eligible for the other two. RBS is straightforward, Ulster Bank is a little more involved (see separate thread).
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 March 2023 at 1:11PM
    WLewer98 said:
    My switch to NatWest completed 02/03 so I'm just waiting for the incentive to arrive now.
    I have never banked with RBS or Ulster before. Could I also switch to one of their accounts from a dummy account and receive another £200 incentive?
    You could, if the dummy account is not within NatWest Banking Group, even-thought no guarantee you will get it, but worth trying.
    But better to avoid one after another (e.g the same offer period) period). and patiently wait a new period when a new cashback is launched to minimise risk of getting caught.
    Nonone has reported successfully done this at the same time. But you certainly could try. IIf you try simultaneously at the same time Natwest, Ulster, RBS please feddback to the forum so other people could also benefit from this information.
  • adindas said:

    Nonone has reported successfully done this at the same time. But you certainly could try. IIf you try simultaneously at the same time Natwest, Ulster, RBS please feddback to the forum so other people could also benefit from this information.

    I've got NatWest (brand new a/c) and RBS (long-standing a/c) bonuses in the last week. Ulster Bank switch due next week.
  • AmityNeon
    AmityNeon Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    adindas said:
    But better to avoid one after another (e.g the same offer period) period). and patiently wait a new period when a new cashback is launched to minimise risk of getting caught.

    On the contrary, this particular offer specifically excludes those who have received a previous offer from NatWest/RBS/Ulster between 01 Oct 2017 and 13 Feb 2023. So even strictly following this exclusion (which isn't enforced in practice), one would be eligible to receive all three offers, once per institution, because the offers would be paid out after 13 Feb 2023; there is no 'getting caught' because this is within the terms, to the letter.

    A new offer in the future would most definitely extend the exclusionary period to the day before the offer launched, so assuming the terms were strictly enforced, it's better to take advantage of more than one institution if you can during this offer.

  • AmityNeon said:
    adindas said:
    But better to avoid one after another (e.g the same offer period) period). and patiently wait a new period when a new cashback is launched to minimise risk of getting caught.

    On the contrary, this particular offer specifically excludes those who have received a previous offer from NatWest/RBS/Ulster between 01 Oct 2017 and 13 Feb 2023. So even strictly following this exclusion (which isn't enforced in practice), one would be eligible to receive all three offers, once per institution, because the offers would be paid out after 13 Feb 2023; there is no 'getting caught' because this is within the terms, to the letter.

    A new offer in the future would most definitely extend the exclusionary period to the day before the offer launched, so assuming the terms were strictly enforced, it's better to take advantage of more than one institution if you can during this offer.

    Exactly this, I was not excluded from any of the offers from any of the three banks since I have not received a switch bonus from any of them in the past (ever).
  • Brewer21
    Brewer21 Posts: 376 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    I've got an odd situation with my current RBS account. Had it for around 3 years and thought I'd switched away to another account. But no, when I checked last November it appeared the account was still there with a small amount of money in, £17.
    Obviously my old log in details worked, to gain access to the account. As i said elsewhere on this forum, I had trouble applying for a new debit card and pin but we got there in the end and I've used the account occasionally.
    Now I come to check my past statements, transactions etc but can't find anything going back further than November 2022, that's the month I got a new card/pin. Does this mean they can't find any other records on me or am I looking in the wring place.
    Sounds like if I can't find going back if I have had an incentive, will they know?
  • pecunianonolet
    pecunianonolet Posts: 1,777 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Got RBS and Natwest bonuses paid the same day. Switch to existing accounts opened in December and January. Used Lloyds accounts to switch in. The two switched ones have already been replaced by opening another two with them so 4 more donour accounts ready  :#

    Would happily go for Ulster as well but that requires a new account, planning on taking first direct as well and possibly need another current account with either Barclays or Virgin  for an ISA. Since I also got a new Lloyds account for that switch and got 6 new credit cards for stoozing over the last 3 months I'm not sue what my chances are. My credit repor probably looks like I have no clue dealing with money when the contrary is the case. 
  • lucky77
    lucky77 Posts: 217 Forumite
    Part of the Furniture 100 Posts
    I have switched an account to Natwest, downloaded the app and logged in so just awaiting the bonus now.
    My husband would also like to switch but only has a basic doro phone, not a smartphone.  Does anyone know if he would be able to use my phone number and app or is that not possibe?
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