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Keeping afloat till I can get round to the debts!

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Comments

  • LzzyIsGod
    LzzyIsGod Posts: 475 Forumite
    100 Posts Photogenic Name Dropper
    Totally agree on the football boots - I only bought new for my yoof when he was playing regularly. My youngest (who despises anything sport related) is happy with hand me downs for the obligatory 6 weeks in PE lessons.  I'd check FB or school parents FB groups too or if you've got any friends with older kids if they have any hand me downs. 
    LBM Oct 24 
    Start Nov/Dec 24  £39 564

    July 25  £34 531
    Aug 25  £33 866.83
    Sept 25 £33 005.93
    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • NeverendingDMP
    NeverendingDMP Posts: 2,308 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    badmemory said:
    Do not get me started on many schools uniform policies.  When I was at school only grammar schools had a school uniform, secondary school pupils had to know who to laugh at.  Actually back then they didn't & I had friends in both.  An aside comment on the school uniform, my mother saw a summer dress from the designated supplier & said did they call that a gathered skirt.
    Then they brought in school uniforms for other (secondary) schools & it was a good idea because it stopped all the "we can afford logo stuff".  Everything was fine for a few years.  
    Then they brought in academies & they brought in the designer priced uniforms to make sure that their new students parents could afford to pay for everything they could possibly charge for.
    It just shows how much what was a really good idea can be hijacked
    Yeah it has gone a bit Ott again. Pe kit is the main one at highschool. By all means have a nice top but do we really need branded pe shorts and pe pants  as well. Plain shorts for a fiver would do.  And the girls skirts need to be branded at all our local schools which I would imagine is pricy as well.
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • We have 6 different branded options for PE at my eldest, 5 of which are usually lost at least once in the year its ridiculous!
    LBM Aug 25 - CC £14912 Other £19180
    CC1 - £2963 - now £2818.23

    My Diary: https://forums.moneysavingexpert.com/discussion/6624438/paying-off-no-27-back-again-and-34k-in-the-red#
  • NeverendingDMP
    NeverendingDMP Posts: 2,308 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    We have 6 different branded options for PE at my eldest, 5 of which are usually lost at least once in the year its ridiculous!
    That's a lot isn't it. We have four. And yep loads of lost kit. I bought a tracker for the pe kit in the end, but it didn't link to my phone as my phone wasn't new enough 😂LzzyIsGod said:
    Totally agree on the football boots - I only bought new for my yoof when he was playing regularly. My youngest (who despises anything sport related) is happy with hand me downs for the obligatory 6 weeks in PE lessons.  I'd check FB or school parents FB groups too or if you've got any friends with older kids if they have any hand me downs. 
    I've been on vinted for some astro turf. Yeah same he no longer plays football apart from the few weeks in school. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • NeverendingDMP
    NeverendingDMP Posts: 2,308 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    jwil said:
    Great result with the interest!  Free money is always good.

    Ouch to the shoe shopping.  Good idea about the football boots.  They give me the rage as here they are only worn a handful of times as mine aren't at all interested in football outside of PE.

    @badmemory I agree about school uniform.  I'm a supporter of it, but there shouldn't be any reason why supermarket uniform is not perfectly suitable, with maybe a branded school tie or a badge that can be sewn on to jumpers etc.

    Deffo agree. At least I can also keep them as hand me downs. I've a cupboard full of random footwear 😆
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • NeverendingDMP
    NeverendingDMP Posts: 2,308 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    A week till payday. I've now got access to my banking app again. I've enough in the house repair account for the windows and brickwork. School stuff is paid for, 2 out of 3 kids hair cuts are done and I've the week's food shop to buy. I'm aiming to finish the month at about -150 but the back pay will cover that. Anything I've spent on the c card is included in that calculation. Then it's full steam ahead to rebuild the pots again. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • jwil
    jwil Posts: 22,259 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like pretty good progress there :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I am going to have a root this weekend and get all the kids old boots/trainers etc on there hopefully it's a good time as a few might have the same idea!  We have been paid early today due to the BH which usually I would be thrilled about but now its an extra week until next payday is all I can think of  :D
    LBM Aug 25 - CC £14912 Other £19180
    CC1 - £2963 - now £2818.23

    My Diary: https://forums.moneysavingexpert.com/discussion/6624438/paying-off-no-27-back-again-and-34k-in-the-red#
  • NeverendingDMP
    NeverendingDMP Posts: 2,308 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    jwil said:
    Sounds like pretty good progress there :)
    Thanks. Feel a bit demoralised the pots are all empty again but suppose that's the point of them isn't it
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • NeverendingDMP
    NeverendingDMP Posts: 2,308 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    I am going to have a root this weekend and get all the kids old boots/trainers etc on there hopefully it's a good time as a few might have the same idea!  We have been paid early today due to the BH which usually I would be thrilled about but now its an extra week until next payday is all I can think of  :D
    I would it will be full of people like me trying to pick some up after having the kids feet measured 😂 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
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