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Keeping afloat till I can get round to the debts!
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Got my wage slip. Slightly over 200 extra which after the day I've had I deserve it. Tech was naff all day so it affected my ability to do anything then it wiped most of it and I'm not convinced anything is right now of what's left. Ah well I've logged off so no more stressing about it now. I'll have to crunch the numbers but I think I can pay off my overdraft and maybe buy a bar of chocolate or two. Big spenders are us! Will probably be 35-40 a month maybe going forwards?Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
One day till payday. This has felt like a long month. My accounts are at -77. So I've pulled it back a lot with a much cheaper food shop this week, less petrol etc.
TV license is due next week so the aim from tomorrow is to pay that and then restart on the usual budget and build up the pots again. Also need to do some general admin and pay school dinners wraparound care etc this weekend. I've been earning cash back again this month from chase so need to pay some more money in and out of the account to qualify again next month. This is a reminder to myself to do it. 😂Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
I agree it's been a long month. Roll on payday!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Payday and weekend. Double win!! Off to do the payday budget shuffleJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Happy payday and happy weekend!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Money shuffle done but received an email this morning with our water bill. It's gone up to 97 a month. No words. Need to relook at this budget. And start getting shouty about water use. It's almost 20 pounds a month increase.
Edited to add we are not in the shocking priced area for water use just a normal ish priced place. This is quite a big jump for us.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Do you have a water meter @NeverendingDMP? It may well be cheaper than the standard rate. Ours increased from £23 to just over £40 a month this year. It's a ridiculous amount every month and that's with a meter. I dread to think how much a month it would be without a meter.2
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But haven't they all gone up over 20%. They were allowed to put them up by a certain percentage over 5 years & many of them put them up by the whole lot immediately.1
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That's a ridiculous increase!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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We’ve a meter and ours is £23 a month now - I’d look at getting one if you haven’t as that’s a huge amount for waterSealed pot challenge 822
Jan - £176.66 :j1
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