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Keeping afloat till I can get round to the debts!
Comments
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Glad you had a nice and fairly MSE day at the beach
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Some spending today. The charity local to us did another one of their book sales. The youngest two wanted to come and dh is out for the day so I had to take them anyway. This time they abandoned me on arrival and went straight to the children's section. I thought brill I can actually browse myself for a bit this time. Only for me to then go across and find two smiling kids and a big shopping bag already filled with books. Nice to see them excited over books though. I bought a handful they bought loads. We have around 30 books between us! Should keep us going for a few months till I donate them back ready for the next sale ha ha. They got that many I bought some sweets at the till to give me a sugar rush to carry them to the car 😂 the price is really affordable and I think what started as a way of getting rid of excess donations has now become a regular event for them every few months. And we had to queue to get in which hopefully means they are making some fundsJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Dh has taken the kids out for the day. Think he's finally getting on board with sharing the load as this is a very rare thing. I'm out meeting friends for dinner. I've done a few more me things these last few months and I have to say it's been nice.
I have also used a credit card for this week's food shop-eeek. I can't get in one of my online banks since I changed my phone and with the upcoming works I felt better putting day to day costs on the card to prevent a cash flow problem. We have the food money in the bank I just don't want us to have the money in the wrong places at the wrong time of the month. Especially as I've still the school shoes to shop for 😂 I might use the card then shuffle it all round again when the windows have been fitted. At worst it will create a rinse and repeat debt for the food shop in the short term. I think Sept and Oct will need to be quiet frugal and free activities IE housework and gardening.... Going back to school is normally a culture shock so chances are it will be a bit cheaper anyways.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
That sounds amazing! I'm very jealousNeverendingDMP said:Some spending today. The charity local to us did another one of their book sales. The youngest two wanted to come and dh is out for the day so I had to take them anyway. This time they abandoned me on arrival and went straight to the children's section. I thought brill I can actually browse myself for a bit this time. Only for me to then go across and find two smiling kids and a big shopping bag already filled with books. Nice to see them excited over books though. I bought a handful they bought loads. We have around 30 books between us! Should keep us going for a few months till I donate them back ready for the next sale ha ha. They got that many I bought some sweets at the till to give me a sugar rush to carry them to the car 😂 the price is really affordable and I think what started as a way of getting rid of excess donations has now become a regular event for them every few months. And we had to queue to get in which hopefully means they are making some funds
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
That's really great that DH is helping out more. Just having even an hour to yourself must make a big difference!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Yes I could get used to this. My dinner out was lovely. Now just need a me budget for all this don't I. Ha ha.jwil said:That's really great that DH is helping out more. Just having even an hour to yourself must make a big difference!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
That's a priority budget!NeverendingDMP said:
Yes I could get used to this. My dinner out was lovely. Now just need a me budget for all this don't I. Ha ha.jwil said:That's really great that DH is helping out more. Just having even an hour to yourself must make a big difference!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Yes I should make one really shouldn't I. It made me reflect on how often he is out and then I've looked at how much I have gone out this summer which feels like a lot but is reasonable id say. Kids have even commented on me going out as well 😂 think they feel left out ha ha.jwil said:
That's a priority budget!NeverendingDMP said:
Yes I could get used to this. My dinner out was lovely. Now just need a me budget for all this don't I. Ha ha.jwil said:That's really great that DH is helping out more. Just having even an hour to yourself must make a big difference!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
You need at least the equivalent of the beer spends!NeverendingDMP said:
Yes I should make one really shouldn't I. It made me reflect on how often he is out and then I've looked at how much I have gone out this summer which feels like a lot but is reasonable id say. Kids have even commented on me going out as well 😂 think they feel left out ha ha.jwil said:
That's a priority budget!NeverendingDMP said:
Yes I could get used to this. My dinner out was lovely. Now just need a me budget for all this don't I. Ha ha.jwil said:That's really great that DH is helping out more. Just having even an hour to yourself must make a big difference!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
That would be a fairly hefty budget. I no longer buy any of the beer but it's a decent spend each week judging by our wheelie bin.jwil said:
You need at least the equivalent of the beer spends!NeverendingDMP said:
Yes I should make one really shouldn't I. It made me reflect on how often he is out and then I've looked at how much I have gone out this summer which feels like a lot but is reasonable id say. Kids have even commented on me going out as well 😂 think they feel left out ha ha.jwil said:
That's a priority budget!NeverendingDMP said:
Yes I could get used to this. My dinner out was lovely. Now just need a me budget for all this don't I. Ha ha.jwil said:That's really great that DH is helping out more. Just having even an hour to yourself must make a big difference!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1
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