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Keeping afloat till I can get round to the debts!
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Keeping afloat is goodMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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I know just a bit miserable compared to living it up ha hain_need_of_direction said:Keeping afloat is goodJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
I'm still at the stage of keeping afloat. I think it's way better than what I was at though...no money for any extras over basics and putting more and more on to credit to just survive. Next step for us both is thriving/ living it up 🤣 (I hope!)MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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There's always something! You're doing a great job of keeping afloat xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Budget reset day. Made it with about three quid to spare in my weekly food/petrol and spends. Transferred less to my chase account this week as I need to use some to top up for school dinners. Highschool child is eating dinner at break time then buying a school dinner as well and child number three has decided to swap to school dinners. Our school dinners are going up in Sept to 2.90 a day. Jwil do you pay similar -im just being nosey? We are up north 😂Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
It's £2.70 a day here which has recently gone up from £2.55. That's primary school.NeverendingDMP said:Budget reset day. Made it with about three quid to spare in my weekly food/petrol and spends. Transferred less to my chase account this week as I need to use some to top up for school dinners. Highschool child is eating dinner at break time then buying a school dinner as well and child number three has decided to swap to school dinners. Our school dinners are going up in Sept to 2.90 a day. Jwil do you pay similar -im just being nosey? We are up north 😂
Little jwil is more as he has a snack as well as lunch at school!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Yeah ours went up to 2.80 last Sept and it's now going up again this Sept to 2.90. eldest at highschool is paying 2-2.50 a day depending what he buys. And it relates to growth spurts so he's not done that all year, he pays for what he chooses were as at primary school is a set charge.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
It's weekend yippee. I'm ready for it. House is upside down and loads of washing to do but if we get a morning delivery of the new machine that's due tommorow (fingers crossed) then there's chance to catch up. - the 8-8 delivery slot was cheaper 😂Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Have a lovely weekend!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Thankyou. Washer came. How exciting -well necessary 😂 otherwise I'm just plodding along. Not much to reportjwil said:Have a lovely weekend!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1
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