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Keeping afloat till I can get round to the debts!

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Comments

  • in_need_of_direction
    in_need_of_direction Posts: 7,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Keeping afloat is good
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • NeverendingDMP
    NeverendingDMP Posts: 2,361 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    in_need_of_direction said:
    Keeping afloat is good
    I know just a bit miserable compared to living it up ha ha
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 nov 25- just over 64k

    June 25 Debts in my name were £5170. Now 7150 (Nov 25)
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,829 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm still at the stage of keeping afloat. I think it's way better than what I was at though...no money for any extras over basics and putting more and more on to credit to just survive. Next step for us both is thriving/ living it up 🤣 (I hope!)
  • jwil
    jwil Posts: 22,584 Forumite
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    There's always something!  You're doing a great job of keeping afloat xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,361 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Budget reset day. Made it with about three quid to spare in my weekly food/petrol and spends. Transferred less to my chase account this week as I need to use some to top up for school dinners. Highschool child is eating dinner at break time then buying a school dinner as well and child number three has decided to swap to school dinners. Our school dinners are going up in Sept to 2.90 a day. Jwil do you pay similar -im just being nosey? We are up north 😂
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 nov 25- just over 64k

    June 25 Debts in my name were £5170. Now 7150 (Nov 25)
  • jwil
    jwil Posts: 22,584 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    NeverendingDMP said:
    Budget reset day. Made it with about three quid to spare in my weekly food/petrol and spends. Transferred less to my chase account this week as I need to use some to top up for school dinners. Highschool child is eating dinner at break time then buying a school dinner as well and child number three has decided to swap to school dinners. Our school dinners are going up in Sept to 2.90 a day. Jwil do you pay similar -im just being nosey? We are up north 😂
    It's £2.70 a day here which has recently gone up from £2.55.  That's primary school. 

    Little jwil is more as he has a snack as well as lunch at school!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,361 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Yeah ours went up to 2.80 last Sept and it's now going up again this Sept to 2.90. eldest at highschool is paying 2-2.50 a day depending what he buys. And it relates to growth spurts so he's not done that all year, he pays for what he chooses were as at primary school is a set charge. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 nov 25- just over 64k

    June 25 Debts in my name were £5170. Now 7150 (Nov 25)
  • NeverendingDMP
    NeverendingDMP Posts: 2,361 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 4 July at 4:14PM
    It's weekend yippee. I'm ready for it. House is upside down and loads of washing to do but if we get a morning delivery of the new machine that's due tommorow (fingers crossed) then there's chance to catch up. - the 8-8 delivery slot was cheaper 😂 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 nov 25- just over 64k

    June 25 Debts in my name were £5170. Now 7150 (Nov 25)
  • jwil
    jwil Posts: 22,584 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a lovely weekend!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,361 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    jwil said:
    Have a lovely weekend!
    Thankyou. Washer came. How exciting -well necessary 😂  otherwise I'm just plodding along. Not much to report 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 nov 25- just over 64k

    June 25 Debts in my name were £5170. Now 7150 (Nov 25)
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