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Keeping afloat till I can get round to the debts!
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Due to be out later for a local parade but the wind has started to be quite strong so I'll see what to do later. Might have to disappoint the kids if the gusts get too strong. DH working, eldest probably will want to stay at home anyway. I sat down and reworked the budget yesterday as DH has reduced the amount he wants to put towards bills. It's doable. Just need a few months of catch up. Off to check the weather forecast as the wind is howling outsideJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)2 -
How’s your sons shoulder ?Does DH unilaterally get to decide that ? I don’t want to put as much in the bills but it’s not an option ?Sealed pot challenge 822
Jan - £176.66 :j2 -
Honestly, who wouldn't like to put less towards the bills - including you I'm sure! Assuming it's not a fight you want to have, could he be persuaded to keep it at the current level until you are back on top of things? It's quite unfair when you've been having to deal with reduced income for the last few months."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Eldest shoulder is much better. I'm still gonna watch him but he says it's getting better and he's moving it about a lot more and he says he doesn't need it seeing. Hard to tell with teenagers.dawnybabes said:How’s your sons shoulder ?Does DH unilaterally get to decide that ? I don’t want to put as much in the bills but it’s not an option ?
Re: bills. We were supposed to be talking about the money situation but as yet it's not happened. Need to work out if he's expecting to give less permanently or just his first few weeks wage. Whilst he was off he signed up for a loan/finance? for a push bike. He hasn't shared the details but Google says bike is selling for about 4.5k. he also runs a motorbike and car and has recently had to buy a new motorbike helmet which he put on the card. Not sure there's gonna be much money left over whatever gets decided....Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)2 -
I'd love to put less in. I'm in desperate need of a haircut and maybe hair dye. I've been growing out the grey but I'm at the two-three inches stage and I'm not sure I'm ready for it yet. It looks nice but a mess all at the same time 😂jwil said:Honestly, who wouldn't like to put less towards the bills - including you I'm sure! Assuming it's not a fight you want to have, could he be persuaded to keep it at the current level until you are back on top of things? It's quite unfair when you've been having to deal with reduced income for the last few months.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)1 -
It must be so frustrating for you."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Yes that sums it up really. I never heard back from intrum about the settlement offer but honestly I don't think I'm gonna to pay it now. Too many other things to pay for. 😂jwil said:It must be so frustrating for you.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)1 -
Is he thinking that you obviously coped on less money when you didn't have his wage so anything he gives you now is just a bonus. Obviously not taking into account that you were using savings and applied for UC. He wont see it like that if he is anything like my XHMe, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/191
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Yep that's been mentioned. Honestly though he's just sh**with money and doesn't think anything through.slm6002 said:Is he thinking that you obviously coped on less money when you didn't have his wage so anything he gives you now is just a bonus. Obviously not taking into account that you were using savings and applied for UC. He wont see it like that if he is anything like my XHJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)1 -
Definitely don't clear his debt if he's not willing to cover it!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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