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Keeping afloat till I can get round to the debts!
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Jam doughnut is handy I like that it is so quick and you get your voucher and cashback instantly2
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jwil said:Glad you're ok. Enjoy your few days off!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
thepurplepixie said:Hi just wanted to say how well you are doing. Years ago I was like you now I'm retired with no mortgage or debt and kids all grown up and independent, it does get easier eventually.
I honestly think schools need a reality check about what they are expecting as it seems really unrealistic.
One easy way I e found to fund my Christmas food bill is jam doughnut. It's a site where you buy gift vouchers for shops like Sainsbury's or Asda as well as M&S. You only get 2 or 3% but it adds up. As a pair of pensioners I currently have £40 in my account so you would make much more. It is easy to use, I was a bit nervous at first but it is good, it also makes it easy to manage your shopping budget, I just top it up at the start of the month. Hope that might be a little helpJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
thepurplepixie said:Jam doughnut is handy I like that it is so quick and you get your voucher and cashback instantlyJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
I've been pretty quiet on the forums but actually if I'd have posted more often and lurked more often I would have felt a bit more inspired wouldn't I. I'll make an effort to pop on more often, for my sanity if nothing else xJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
The local hospice is running a book sale so off to stock up. They did one a few months ago presumably as they were struggling to sell all their donated ones. It was a hit and loads of people turned up. I've Nowhere to put them but my idea is I buy a few and donate them back when I've read them to clear space ha ha. I'll let you know how I get on.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Hope you found some good books!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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It was a success. The two youngest came with me and filled my bag. I've got a handful but between us allwe have loads. Got a horrible histories box set which one is engrossed in as I type. I've about 8. I'd have bought way more but it was busy and hard to manoeuvre the kids round. And they filled my shopping bag for me quick enough 😂 17 books, the boxset, a map and a jigsaw for £20. (Map as I feel we are loosing basic survival skills due to tech). One day I may persuade the kids to learn what to do with it ha haJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
A big pile of books for £20 is an absolute bargain!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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It should definitely keep me going for a while. And lots of people there so hopefully the hospice will raise a bit too.
Was three paperbacks for a pound, or three hardback books for 1.50 with individual prices for rarer books or box sets. And a lot more children's books there this time. Was mainly adult stuff the first time they did it.
I much prefer a book to reading online. It's a shame they struggle to sell all their donations at a higher price but after seeing how many turned us for this compared to last time I do think they will do this again every few months now alongside the charity shop.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1
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