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Keeping afloat till I can get round to the debts!
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Great progress!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thanks Jwil.
I've contacted my c card too who applied the late payment fee and charges to check what's gone on and ask for them to take the costs of again. I think I was still at zero percent and the payment went through properly but we will see what's gone on. If you don't ask you never know do you.
Bought the treat McDonald's, not that cheap anymore is it but I got a few bits with reward points so that helped!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)2 -
Hope you get the CC resolved.
McDonalds seems to have gotten much more expensive since the kids have grown out of happy meals!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Cc interest refunded. Today's job is to fine tune the budget now we've had the paydays!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)1 -
Good luck with it!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Thanks it all just seems to be money going out at the moment. Been a couple of family celebrations and it's a spendy time of year anyway.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)1 -
More letters/costs from school.
School disco- done enjoyed. Total spend 18 pounds. Tickets x 2 at three pounds each spends x 3 at 4 pounds each. Gave eldest same amount of spends cos he can't go now he's at high school.
Picture day for two youngest children this week. Explanation of what to donate for the next four Fridays for own clothes, mad hair day etc and letters for breakfast with Santa. 2 X 5 pounds.
Highschool -60 to rent the iPad for year seven then 17 a month from next sept to be paid in years 8 9 and 10 to buy one. Optional but work in class and the homework is set on them so will likely be signing up.
Other random things imminently due secret Santa at work £10 limit and works Xmas do £22 plus and drinks (it's a meal so won't be an alcoholic frenzy as we all drive home). Might say no thanks this year as clashes with kids Carol concert and that's thirty pounds not spent if I don't go.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)2 -
I was about to say it is coming up to the expensive time of year (Christmas) at school but then thought that it is the same all year round.
We keep donating little bits here and there but it all adds upMe, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/191 -
We've had a flurry of spends for school as well. Not as much as yours though!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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It's always a spendy term isn't it. Requests this week are money for remembrance sunday-thats a yes and letters from father xmas for a fiver each, thats a no. Also a no will be all the Xmas games nights and Christmas fairs at each school. Not had those letters yet!! Excellent fund raisers but money zappers when three kids are with you.
The highschool also does a rewards trip to a shopping centres apparently the week before Xmas. Not had details yet but so far he's on target with enough good points to go....
Need to look at the budget again don't I 😂Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5398 (Jan 26)2
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