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Keeping afloat till I can get round to the debts!
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I've never got into giving gifts for teachers. I did donate to a class collection for little miss as she wanted to, but little jwil has never been bothered. I think a nice card/note is appreciated more, or if anything, donate something for the classroom. I don't think you are tight buying a bar of chocolate, it's consumable and will probably be enjoyed. My teacher friends used to be overwhelmed with stuff they didn't use. Who needs 30 x 'best teacher' novelty gifts every year for their whole careerNeverendingDMP said:Thanks jwil although it's off the radar till we have some cash. Cash flow is a problem here at the moment as is savings. Almost summer hols. Gonna have to make them cheap as chips. Kids wanted to buy posh chocs for teachers. I was tight and said a bar of chocolate. They deserve it but I also know a teacher would prefer kids had money at home than a pressie. And they understand how many kids I have in school lol.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I've seen a few friends photos of thier teacher end of term gifts. It's a lot sometimes isn't it. I settled on chocolate cos it's cheaper and if they don't want it their kids can eat it or they can swap. Will be interesting tomorrow when we arrive with a kinder egg for one teacher and a bar of chocolate for another. Eldest didn't want to write a card says he doesn't like his teacher (oh dear) I don't do it all the time but they asked this year and they've done well in class so I said they couldJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Sept 26- just under 62k
June 25 Debts in my name were £5170. Now 6122 (Oct 26)
DH debts ?? at a guess £15k1 -
Mot day. Fingers crossed it's 200 or less....Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Sept 26- just under 62k
June 25 Debts in my name were £5170. Now 6122 (Oct 26)
DH debts ?? at a guess £15k2 -
Will keep my fingers crossed for you
Me, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
Gym was it worth it pot £139.40/£300 (started 25.05.2026)1 -
Everything crossed for the mot.
And you know you are right with the teacher presents. Speaking as a friend of three primary2 -
Fingers crossed the MOT goes well today xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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It passed yippee!!!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Sept 26- just under 62k
June 25 Debts in my name were £5170. Now 6122 (Oct 26)
DH debts ?? at a guess £15k1 -
Yay it is always such a reliefMe, DD1 20, DS 18, DD2 15, Debt Free 04/18, Single Mum since 11/19
Gym was it worth it pot £139.40/£300 (started 25.05.2026)2 -
Brilliant news! So pleased for you "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Not too much to report. I've got.my chase card up and running. The plan is to load it each Friday with the food, petrol and activities budget. Potentially also use it to spend for clothes and other things then send the money across each time I spend.
It's easy to use but I will have to get used to the format of it. I have three accounts
The main pot, one that round ups will go to and a savings pot. The round ups accrue interest at 5% (not that there will be much in that at first) and I get 1% cashback on all my spends for 12 months.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Sept 26- just under 62k
June 25 Debts in my name were £5170. Now 6122 (Oct 26)
DH debts ?? at a guess £15k1
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