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TSB up to £200 switch & stay offer - February 1 2023

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  • WillPS
    WillPS Posts: 5,164 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    Do TSB tend to pay around the deadline? Or like some others pay not long after you've met conditions?
    The former.
  • dcs34
    dcs34 Posts: 663 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Looking at this offer, I have an existing bank account that has 2 weekly direct debits to Moneybox Simple Saver and Reward Savings accounts. Does anyone know if TSB would consider this to be 1 or 2 "active direct debits"? 2 DDs are paid weekly although if I understand it correctly there is only a single DD mandate with Moneybox?
  • Aidanmc
    Aidanmc Posts: 1,326 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    dcs34 said:
    Looking at this offer, I have an existing bank account that has 2 weekly direct debits to Moneybox Simple Saver and Reward Savings accounts. Does anyone know if TSB would consider this to be 1 or 2 "active direct debits"? 2 DDs are paid weekly although if I understand it correctly there is only a single DD mandate with Moneybox?

    I'm not 100% sure, but i would imagine that is considered as 1 active direct debit.
    Why not setup a paypal one also, just to be sure.
  • Can you switch in to an existing account? Have two existing current accounts and do not want to open another current account and risk another hard search (got quite a few searches in the last 12-14 weeks so need to slow down).
  • Can you switch in to an existing account? Have two existing current accounts and do not want to open another current account and risk another hard search (got quite a few searches in the last 12-14 weeks so need to slow down).
    T&C are on the first post of this thread but to save you the clicks - only if you opened the account this month.
  • Can you switch in to an existing account? Have two existing current accounts and do not want to open another current account and risk another hard search (got quite a few searches in the last 12-14 weeks so need to slow down).
    I’d like to know this too - annoyingly I’d just opened a save and spend a couple of days before the switch promo started. The T&Cs PDF that was originally posted on the forum made seem like it has to be a new account, but this page doesn’t actually mention anything about opening a new account:
    https://www.tsb.co.uk/affiliate-switch-landing-page/?clickref=1011lwzUmUNo&fd=A33&mcid=1525338%257Cpca%257CAffiliate%257CMSE%257CSpendSave&ch=Affiliate&sch=MSE&pf=pca&sp=SpendSave
     
  • Can you switch in to an existing account? Have two existing current accounts and do not want to open another current account and risk another hard search (got quite a few searches in the last 12-14 weeks so need to slow down).
    I’d like to know this too - annoyingly I’d just opened a save and spend a couple of days before the switch promo started. The T&Cs PDF that was originally posted on the forum made seem like it has to be a new account, but this page doesn’t actually mention anything about opening a new account:
    https://www.tsb.co.uk/affiliate-switch-landing-page/?clickref=1011lwzUmUNo&fd=A33&mcid=1525338%257Cpca%257CAffiliate%257CMSE%257CSpendSave&ch=Affiliate&sch=MSE&pf=pca&sp=SpendSave
     
    That page has the magic words (and link) at the bottom "T&Cs Apply" which do say that a new account is needed.
  • Can you switch in to an existing account? Have two existing current accounts and do not want to open another current account and risk another hard search (got quite a few searches in the last 12-14 weeks so need to slow down).
    I’d like to know this too - annoyingly I’d just opened a save and spend a couple of days before the switch promo started. The T&Cs PDF that was originally posted on the forum made seem like it has to be a new account, but this page doesn’t actually mention anything about opening a new account:
    https://www.tsb.co.uk/affiliate-switch-landing-page/?clickref=1011lwzUmUNo&fd=A33&mcid=1525338%257Cpca%257CAffiliate%257CMSE%257CSpendSave&ch=Affiliate&sch=MSE&pf=pca&sp=SpendSave
     
    That page has the magic words (and link) at the bottom "T&Cs Apply" which do say that a new account is needed.
    Ah, bum. Never mind. I’m sure another switch offer or two will be along soon enough. 
  • Can you switch in to an existing account? Have two existing current accounts and do not want to open another current account and risk another hard search (got quite a few searches in the last 12-14 weeks so need to slow down).
    I’d like to know this too - annoyingly I’d just opened a save and spend a couple of days before the switch promo started. The T&Cs PDF that was originally posted on the forum made seem like it has to be a new account, but this page doesn’t actually mention anything about opening a new account:
    https://www.tsb.co.uk/affiliate-switch-landing-page/?clickref=1011lwzUmUNo&fd=A33&mcid=1525338%257Cpca%257CAffiliate%257CMSE%257CSpendSave&ch=Affiliate&sch=MSE&pf=pca&sp=SpendSave
     
    That page has the magic words (and link) at the bottom "T&Cs Apply" which do say that a new account is needed.
    Ah, bum. Never mind. I’m sure another switch offer or two will be along soon enough. 
    Easy to open another TSB account, I opened 2 within last 24 hours.
  • oldagetraveller1
    oldagetraveller1 Posts: 1,475 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 13 February 2023 at 11:29AM
    Can you switch in to an existing account? Have two existing current accounts and do not want to open another current account and risk another hard search (got quite a few searches in the last 12-14 weeks so need to slow down).
    I’d like to know this too - annoyingly I’d just opened a save and spend a couple of days before the switch promo started. The T&Cs PDF that was originally posted on the forum made seem like it has to be a new account, but this page doesn’t actually mention anything about opening a new account:
    https://www.tsb.co.uk/affiliate-switch-landing-page/?clickref=1011lwzUmUNo&fd=A33&mcid=1525338%257Cpca%257CAffiliate%257CMSE%257CSpendSave&ch=Affiliate&sch=MSE&pf=pca&sp=SpendSave
     
    That page has the magic words (and link) at the bottom "T&Cs Apply" which do say that a new account is needed.
    Ah, bum. Never mind. I’m sure another switch offer or two will be along soon enough. 
    Easy to open another TSB account, I opened 2 within last 24 hours.

    Well done and it would appear many more have achieved that.
    I did have a TSB account in 2014, whether that is the issue, no idea, neither do they after contacting them.
    I have tried twice to open an account and each time it has failed. There is a search on my credit file and it looked as though the account had been approved during the online process.
    The first time, when answering a question about needing an overdraft, no, a message came up about a technical problem, go back to the home page. Second time got as far as entering a username and password. Lo and behold, the same message.
    I did phone and there is no record of the application and no idea why it was happening even after advising of the 2014 account and providing log in details for that.
    There has to be a record, they did a credit file search!
    I'll have to give this one a miss.
    I deleted cookies too.
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