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TSB up to £200 switch & stay offer - February 1 2023

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  • Zanderman
    Zanderman Posts: 4,883 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ndrw said:
    How do I satisfy the "have a minimum of 2 active Direct Debits" requirement? Would it be ok to make 2 direct debit payments with Skipton BS each month?

    The "make at least 5 debit card payments per month" is easy and I will do that via Paypal, also to benefit from the cashback on the account.
    Moneybox, Plum or Onepounddd
    So you say I can open Moneybox and Plum and set up a  £5 direct debit for each to come from my TSB account and that way I have fulfilled the requirenment. Later I just withdraw and put it elsewhere. Onepounddd looks sketchy so no thank you.
    You could also consider https://smalldirectdebit.co.uk/
  • Zanderman said:
    ndrw said:
    How do I satisfy the "have a minimum of 2 active Direct Debits" requirement? Would it be ok to make 2 direct debit payments with Skipton BS each month?

    The "make at least 5 debit card payments per month" is easy and I will do that via Paypal, also to benefit from the cashback on the account.
    Moneybox, Plum or Onepounddd
    So you say I can open Moneybox and Plum and set up a  £5 direct debit for each to come from my TSB account and that way I have fulfilled the requirenment. Later I just withdraw and put it elsewhere. Onepounddd looks sketchy so no thank you.
    You could also consider https://smalldirectdebit.co.uk/
    Looks even more like scam. Thanks for posting but no thank you.
  • billyboy
    billyboy Posts: 77 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    Top Cashback now pointing to correct TSB page and offering £40.  Quidco still on old page and only £30 for Spend and Save account
    Cheers!!!
  • Zanderman
    Zanderman Posts: 4,883 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Zanderman said:
    ndrw said:
    How do I satisfy the "have a minimum of 2 active Direct Debits" requirement? Would it be ok to make 2 direct debit payments with Skipton BS each month?

    The "make at least 5 debit card payments per month" is easy and I will do that via Paypal, also to benefit from the cashback on the account.
    Moneybox, Plum or Onepounddd
    So you say I can open Moneybox and Plum and set up a  £5 direct debit for each to come from my TSB account and that way I have fulfilled the requirenment. Later I just withdraw and put it elsewhere. Onepounddd looks sketchy so no thank you.
    You could also consider https://smalldirectdebit.co.uk/
    Looks even more like scam. Thanks for posting but no thank you.
    But it isn't! It's actually very useful, I've used it for DDs several times in recent years. As have many others on here.
  • Milarky
    Milarky Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    edited 1 February 2023 at 5:02PM
    I can arrange for two 'active' direct debits to be switched but my question is will they accept as 'active' direct debits from which nothing is actually taken [eg dormant but open credit cards]?
    .....under construction.... COVID is a [discontinued] scam
  • Aidanmc
    Aidanmc Posts: 1,324 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    ndrw said:
    How do I satisfy the "have a minimum of 2 active Direct Debits" requirement? Would it be ok to make 2 direct debit payments with Skipton BS each month?

    The "make at least 5 debit card payments per month" is easy and I will do that via Paypal, also to benefit from the cashback on the account.
    Moneybox, Plum or Onepounddd
    So you say I can open Moneybox and Plum and set up a  £5 direct debit for each to come from my TSB account and that way I have fulfilled the requirenment. Later I just withdraw and put it elsewhere. Onepounddd looks sketchy so no thank you.

    I think onepounddd was shut dow last October.
  • Zanderman said:
    Zanderman said:
    ndrw said:
    How do I satisfy the "have a minimum of 2 active Direct Debits" requirement? Would it be ok to make 2 direct debit payments with Skipton BS each month?

    The "make at least 5 debit card payments per month" is easy and I will do that via Paypal, also to benefit from the cashback on the account.
    Moneybox, Plum or Onepounddd
    So you say I can open Moneybox and Plum and set up a  £5 direct debit for each to come from my TSB account and that way I have fulfilled the requirenment. Later I just withdraw and put it elsewhere. Onepounddd looks sketchy so no thank you.
    You could also consider https://smalldirectdebit.co.uk/
    Looks even more like scam. Thanks for posting but no thank you.
    But it isn't! It's actually very useful, I've used it for DDs several times in recent years. As have many others on here.
    Probably working as you say but that money is gone. I think I just have to switch DD for all my credit cards. 

    billyboy said:
    Top Cashback now pointing to correct TSB page and offering £40.  Quidco still on old page and only £30 for Spend and Save account
    Quidco is £30 for Spend & Save and £40 for S&S Plus. TCB is £20 and £40 and these are the same rates as last week before. For me Quidco tracked £30 for a TSB account opended in December and tracked again for another one opened in January. Hoping to get cash back twice, if not, I at least can get the £5 cash back each month. 
  • Zanderman
    Zanderman Posts: 4,883 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 1 February 2023 at 5:37PM
    Aidanmc said:
    ndrw said:
    How do I satisfy the "have a minimum of 2 active Direct Debits" requirement? Would it be ok to make 2 direct debit payments with Skipton BS each month?

    The "make at least 5 debit card payments per month" is easy and I will do that via Paypal, also to benefit from the cashback on the account.
    Moneybox, Plum or Onepounddd
    So you say I can open Moneybox and Plum and set up a  £5 direct debit for each to come from my TSB account and that way I have fulfilled the requirenment. Later I just withdraw and put it elsewhere. Onepounddd looks sketchy so no thank you.

    I think onepounddd was shut dow last October.
    I think that was smalldirectdebits? Who weren't 'shut down' as such they 'just' (!) stopped getting support from GoCardless who provide the underlying DD service. But they got it back again later. 

    But whatever/whichever they are both operating at present. They cost you money, obviously, but very little compared to the switching bonus. 

    Indeed I just set up a £1 annual DD on smalldirectdebits with this TSB offer in mind, to add to an existing working DD on an account I'll be switching. Had the confirmation emails etc as usual already. It's a good option, and is costing me just £1.  

    Edited to add: That new £1 annual is merely intended to get me the initial bonus, it's not crystal  clear from the T&C whether the subsequent bonus in September needs monthly DDs, it just implies it, but I can worry about that later.
  • Milarky said:
    I can arrange for two 'active' direct debits to be switched but my question is will they accept as 'active' direct debits from which nothing is actually taken [eg dormant but open credit cards]?

    Having phoned customer services this morning, I can part answer your question by confirmation that 2 active DDs on the switched account will be regarded as your 2 DDs for the purposes of satisfying the eligibility criteria.

    Whether that applies in the scenario you describe, I cannot answer.
  • Aidanmc
    Aidanmc Posts: 1,324 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Zanderman said:
    Aidanmc said:
    ndrw said:
    How do I satisfy the "have a minimum of 2 active Direct Debits" requirement? Would it be ok to make 2 direct debit payments with Skipton BS each month?

    The "make at least 5 debit card payments per month" is easy and I will do that via Paypal, also to benefit from the cashback on the account.
    Moneybox, Plum or Onepounddd
    So you say I can open Moneybox and Plum and set up a  £5 direct debit for each to come from my TSB account and that way I have fulfilled the requirenment. Later I just withdraw and put it elsewhere. Onepounddd looks sketchy so no thank you.

    I think onepounddd was shut dow last October.
    I think that was smalldirectdebits? Who weren't 'shut down' as such they 'just' (!) stopped getting support from GoCardless who provide the underlying DD service. But they got it back again later. 

    But whatever/whichever they are both operating at present. They cost you money, obviously, but very little compared to the switching bonus. 

    Indeed I just set up a £1 annual DD on smalldirectdebits with this TSB offer in mind, to add to an existing working DD on an account I'll be switching. Had the confirmation emails etc as usual already. It's a good option, and is costing me just £1.  

    Edited to add: That new £1 annual is merely intended to get me the initial bonus, it's not crystal  clear from the T&C whether the subsequent bonus in September needs monthly DDs, it just implies it, but I can worry about that later.

    It was OnepoundDD, just checked email.
    Title was Subject: OnePoundDD - Payments Account Shutdown by GoCardless

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