1% challenge 2023

craftingmad

Highlanddream said:

craftingmad said:

You are all doing so well. We got our confirmation letter through yesterday that we have fully paid off out BTL1 mortgage so cannot wait to get this BTL2 mortgage paid off and receive another letter like that  

I can report I have added the following into our OP savings pot since my last post:-

£   284.52 interest from one savings account
£   397.43 wages from BK
£ 1000.00 gift from mum and dad for our anniversary and paying back money owed
________
£ 1681.95

So my total now currently stands at £72329.43/£81700 = 88.53% 

Moving closer and now less than £10K to go   

Well done @craftingmad, you are doing brilliantly, you will smash £10K, looking forward to your next goal for you, lol. x. 88.53 % amazing stuff.  

Thank you x 

Our next goal will be our BTL3 mortgage but first to find that pesky last £10k to pay off this BTL2  

Highlanddream

craftingmad said:

NeverendingDMP said:

craftingmad said:

NeverendingDMP said:

craftingmad said:

You are all doing so well. We got our confirmation letter through yesterday that we have fully paid off out BTL1 mortgage so cannot wait to get this BTL2 mortgage paid off and receive another letter like that  

I can report I have added the following into our OP savings pot since my last post:-

£   284.52 interest from one savings account
£   397.43 wages from BK
£ 1000.00 gift from mum and dad for our anniversary and paying back money owed
________
£ 1681.95

So my total now currently stands at £72329.43/£81700 = 88.53% 

Moving closer and now less than £10K to go   

Brilliant news and I'm sure you will have enough saved to get that second letter by the end of the year! Progress at my end has slowed down. It's been an expensive month and there seems to have been more month than money and kids costs that cropped up. I've got my mot this week and the money I had saved is hopefully enough- preferably more than enough so I use it to avoid going overdrawn in my general account. I'll know soon enough 😂

Thanks Neverending x

I hate months like that - kids and cars sure seem to be a sucker of savings  

My car has developed a fault today but it seems to have cleared itself for now so fingers crossed it was just an electrical blip.

Good luck with the MOT x

Thanks mot turned out okay. I think I'll end the month at about -200 but will claw that back over the next few months I hope so not as bad as expected 😂 

Great news on the MOT 

I missed the MOT news, that's brilliant news. 

craftingmad

Its payday for the original cafe today so I have added £516.41 into the OP savings pot  

So my total now currently stands at £73047.30/£81700 = 89.40% 

That takes me closer to the 90% mark  

Highlanddream

well done @craftingmad. I've just paid off my 1000 for the month. £20000 / £32000 = 62.5%

craftingmad

Highlanddream said:

well done @craftingmad. I've just paid off my 1000 for the month. £20000 / £32000 = 62.5%

That amazing. Well done. You will be there in no time if you keep doing that  

craftingmad

Good morning all,

It's great to see so much progress is happening

I've popped in quickly before work to declare the following:-

£  293.21 wages from cafe
£1000.00 Hubbies OT for month
£  191.15 interest from one savings account (much lower this month as we paid off one mortgage)
________
£1484.36

So my total now currently stands at £74531.66/£81700 = 91.22% 

I've officially got less than 10% to find   

in_need_of_direction

That’s so exciting 

NeverendingDMP

Highlanddream said:

well done @craftingmad. I've just paid off my 1000 for the month. £20000 / £32000 = 62.5%

Well done. Fantastic progress!

NeverendingDMP

Well done crafting mad. On the final stretch now!

Highlanddream

thank you @NeverendingDMP . @craftingmad are you going to have a break before starting BTL3 ?