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1% challenge 2023
Comments
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Knowing me probably notHighlanddream said:
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Good morning.
It's me again. I'm popping in as its payday for me from BK and also 1st month means interest on one of our savings accounts so I can declare the following:-
£ 311.71 wages from BK
£ 81.83 interest
______
£393.54
So my total now currently stands at £74925.20/£81700 = 91.70%
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
@craftingmad getting closer!! woo hoo.Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
Good morning,
More money added to our OP savings account today
£ 537.24 cafe earnings
£ 608.00 from subscription cuts and our old mortgage payment
£ 402.18 from BTL1 mortgage payment which is now paid off
________
£1547.42
So my total now currently stands at £76472.62/£81700 = 93.60%
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Doing well. Getting closer and closer!craftingmad said:Good morning,
More money added to our OP savings account today
£ 537.24 cafe earnings
£ 608.00 from subscription cuts and our old mortgage payment
£ 402.18 from BTL1 mortgage payment which is now paid off
________
£1547.42
So my total now currently stands at £76472.62/£81700 = 93.60%
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
£34.21 added into our OP savings pot today thanks to my Etsy earnings. My Etsy shop has been so quiet these last few months so I really need to find time to try and work on it as it used to provide me with a nice little amount each month but now it is barely anything. I'm still grateful for the £30 odd pound though as every pound counts
So my total now currently stands at £76506.83/£81700 = 93.64%
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022 -
It is funny how you have to work on them to sell, although you have other listings. Brilliant about the 93.64%. I am placing a bet you will reach 100% by the first week of September.craftingmad said:£34.21 added into our OP savings pot today thanks to my Etsy earnings. My Etsy shop has been so quiet these last few months so I really need to find time to try and work on it as it used to provide me with a nice little amount each month but now it is barely anything. I'm still grateful for the £30 odd pound though as every pound counts
So my total now currently stands at £76506.83/£81700 = 93.64%
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
Yeah I cannot quite make out what is going on with Etsy at the moment - it is much harder work than it used to beHighlanddream said:
It is funny how you have to work on them to sell, although you have other listings. Brilliant about the 93.64%. I am placing a bet you will reach 100% by the first week of September.craftingmad said:£34.21 added into our OP savings pot today thanks to my Etsy earnings. My Etsy shop has been so quiet these last few months so I really need to find time to try and work on it as it used to provide me with a nice little amount each month but now it is barely anything. I'm still grateful for the £30 odd pound though as every pound counts
So my total now currently stands at £76506.83/£81700 = 93.64%
That said I did get a £100 order yesterday so that has put a smile on my face 
No pressure then - best I get off to work so I cn a start earning some pennies
Thank you xMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Good morning,
Quick update from me as have to leave for work five minutes ago
Just been paid my wages from my cafe job so I've added £298.53 into my OP savings account
So my total now currently stands at £76805.36/£81700 = 94%
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Is that less than 5k to go. Woo hoo.craftingmad said:Good morning,
Quick update from me as have to leave for work five minutes ago
Just been paid my wages from my cafe job so I've added £298.53 into my OP savings account
So my total now currently stands at £76805.36/£81700 = 94%
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1
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