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1% challenge 2023

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  • Highlanddream
    Highlanddream Posts: 109 Forumite
    Sixth Anniversary 10 Posts Name Dropper Combo Breaker
    Doing the maths properly, I am now at 59.375%. :)
    Sept 24 : £32000
    May 25   £14000
    June 25  £13000
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Doing the maths properly, I am now at 59.375%. :)
    Well done!
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • Highlanddream
    Highlanddream Posts: 109 Forumite
    Sixth Anniversary 10 Posts Name Dropper Combo Breaker
    @craftingmad, it is about time you have another 1% completed.  :D
    Sept 24 : £32000
    May 25   £14000
    June 25  £13000
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 July at 6:10PM
    I'm back - so sorry been so busy I have not had time to type up my progress but I am pleased to report that since my last post I have managed to add the following into the OP savings account:-

    £ 274.38 from original cafe wages
    £   61.70 interest from one savings account
    £ 608.00 from subscriptions cuts, mortgage payments already paid off etc
    £ 387.72 from new cafe wages
    £ 220.08 from BK wages
    _______
    £1551.88

    So my total now currently stands at £68549.42/£81700 = 83.90%  :) 

    @craftingmad, it is about time you have another 1% completed.  :D
    Nearly managed two percent but not quite ;) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 July at 6:22PM
    Me again - I wanted to share that we paid of our BTL1 mortgage in full today which feels so good.

    It means that as of today we now own two houses outright without any mortgages (our own house and the first rental house we bought 10 years ago) :) Just typing that makes me happy :)

    That's two down and two to go :) 

    It has certainly given me that bit extra motivation to get that feeling again for BTL2 :) Only another 17% (£13889) and we will be there :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 July at 7:12PM
    Sorry last time I promise for today :) 

    I have added a further £1700 into the OP savings account from my hubby's OT for last month which I had forgotten to transfer :) I still have another £300 to transfer but have reached my transfer limit for today so will add that in tomorrow along with my Etsy earnings I should receive :) 

    So my total now currently stands at £70249.42/£81700 = 85.98%  <3 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning - no posts for days and then 4 all in a row - sorry ;)

    I have transferred over the remaining £300 from hubby's OT and also added 98.06 from my Etsy earnings.

     So my total now currently stands at £70647.48/£81700 = 86.47%  <3

    I'm getting closer :)  Only just over £11K left to find before we have enough to pay this mortgage off :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Good morning - no posts for days and then 4 all in a row - sorry ;)

    I have transferred over the remaining £300 from hubby's OT and also added 98.06 from my Etsy earnings.

     So my total now currently stands at £70647.48/£81700 = 86.47%  <3

    I'm getting closer :)  Only just over £11K left to find before we have enough to pay this mortgage off :)
    Well done you're doing amazing 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning - no posts for days and then 4 all in a row - sorry ;)

    I have transferred over the remaining £300 from hubby's OT and also added 98.06 from my Etsy earnings.

     So my total now currently stands at £70647.48/£81700 = 86.47%  <3

    I'm getting closer :)  Only just over £11K left to find before we have enough to pay this mortgage off :)
    Well done you're doing amazing 
    Thank you x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Thought I'd do a count up. I'm at 36% paid. U credit and two defaulted c cards left in my name. U credit haven't asked for the money back yet but I've included it in my total ready for it. Next step is to save the equivalent of the u credit so it's debt neutral ready for when the letter drops 😂
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
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