We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
1% challenge 2023
Comments
-
nearly 80% . amazing. Fantastic.craftingmad said:Quick check in from me to report another £521.59 has been added into the OP savings accounts thanks to wages from BK (£503.24) and a website order (£18.35)
My total now currently stands at £65315.47/£81700 = 79.94%
I'm really close to hitting 80% now - just need to find a way to make £44.53 quickly
Sept 24 : £32000 Aug catch up - £11436
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £118801 -
My fingers are crossed for you that you can stay where you are xNeverendingDMP said:
Thanks I've applied for three jobs today just in case. Managers are keen to keep me but money makes the world go round doesn't it and there is a lot of heat on financial stuff at work at the moment. I'm gonna hold out as long as I can before I apply for everything going cos I can't stand applying lots of places knowing if they keep me on I'll be that person who pulls out of an interview or job offer. Feel like over the years doing that will leave me with no where left to apply. Am probably overthinking it but nevermind. And it's a PITA applying for jobs 😂craftingmad said:
Fingers crossed your contract renews lovely xNeverendingDMP said:
Thankyou. Might be slow progress for a bit as I paid the outstanding balance of eldest school ipad this week. Will need to recover from paying that. I had that listed as a joint debt so it won't affect my figures. I'm trying to get rid of the debts so as to reduce the monthly outgoings by the best amount to give the budget more flexibility. My fixed term at work ends at the end of the month and there is no news yet as to if it will be renewed. I need to bear in mind I may be on the dole or if not hopefully finding a new job. If I stay in work I'll pay the u credit debt off next (from the advance we got)-owing DWP is more a priority isn't it..never rains but it pours eh.Highlanddream said:
You will soon be at 20%NeverendingDMP said:I think your both doing amazing. Just had final UC credit. DH no longer on SSP. Made a tiny payment to c card to get me to 17% paid!
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
It's payday at the cafe (actually it was yesterday but I was so tired after my BK shift yesterday that I fell asleep so only now transferring it)

I've added a further £321.92 into the savings account which takes me over the 80% mark

My total now currently stands at £65637.39/£81700 = 80.33%
I think this next 20% is going to be a bit of a hard slog but I'm determined we will get there before my birthday in September if possible
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
well done for the 80%. I am also trying to pay off the card I am currently working on in September - my birthday toocraftingmad said:It's payday at the cafe (actually it was yesterday but I was so tired after my BK shift yesterday that I fell asleep so only now transferring it)
I've added a further £321.92 into the savings account which takes me over the 80% mark

My total now currently stands at £65637.39/£81700 = 80.33%
I think this next 20% is going to be a bit of a hard slog but I'm determined we will get there before my birthday in September if possible
Sept 24 : £32000 Aug catch up - £11436
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £118801 -
Good luck to you both with the September targets xJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
good luck birthday buddy xHighlanddream said:
well done for the 80%. I am also trying to pay off the card I am currently working on in September - my birthday toocraftingmad said:It's payday at the cafe (actually it was yesterday but I was so tired after my BK shift yesterday that I fell asleep so only now transferring it)
I've added a further £321.92 into the savings account which takes me over the 80% mark

My total now currently stands at £65637.39/£81700 = 80.33%
I think this next 20% is going to be a bit of a hard slog but I'm determined we will get there before my birthday in September if possible
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Any news on the job front ?NeverendingDMP said:Good luck to you both with the September targets x
Sept 24 : £32000 Aug catch up - £11436
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £118801 -
Manager rang me up to say it's not looking promising. I've got an interview next Thursday but the jobs only 15 hrs. Better than nothing- if I get it ? Would then have to do some agency work or something to make the funds up. Starting to apply for other stuff as well now. One day at a time isn't it. No point worrying. Ha haJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Keeping everything crossed for you, good luck with the interview. Agency work is great, good pay too.NeverendingDMP said:Manager rang me up to say it's not looking promising. I've got an interview next Thursday but the jobs only 15 hrs. Better than nothing- if I get it ? Would then have to do some agency work or something to make the funds up. Starting to apply for other stuff as well now. One day at a time isn't it. No point worrying. Ha ha
Sept 24 : £32000 Aug catch up - £11436
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £118801 -
I'm at 18% paid!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards