1% challenge 2023

Highlanddream

craftingmad said:

Morning all,

Quick check in from me as should have left for work by now

I have added the following into the OP account today:-

£ 500.00 OP payment (cannot actually pay it off the mortgage as reached allowance for this year)
£   52.73 Etsy earnings
£ 608.00 monthly savings from subscriptions, our mortgage etc
£ 224.82 wages from cafe
£     7.58 website order
£   44.60 interest from one savings account

My total now currently stands at £64793.88/£81700 = 79.30% 

Next stop is 80%  

Evening, sorry, didn't look until this evening. You are going to be at 100% before me! You are not allowed to, you are my inspiration! 

craftingmad

Highlanddream said:

craftingmad said:

Morning all,

Quick check in from me as should have left for work by now

I have added the following into the OP account today:-

£ 500.00 OP payment (cannot actually pay it off the mortgage as reached allowance for this year)
£   52.73 Etsy earnings
£ 608.00 monthly savings from subscriptions, our mortgage etc
£ 224.82 wages from cafe
£     7.58 website order
£   44.60 interest from one savings account

My total now currently stands at £64793.88/£81700 = 79.30% 

Next stop is 80%  

Evening, sorry, didn't look until this evening. You are going to be at 100% before me! You are not allowed to, you are my inspiration! 

Oh bless you - that is very sweet and it is lovely knowing that I am inspiring others. I always worry that my massive target figure and lots of posts will put people off x

Don't worry. Once I reach this target I have to clear BTL3 so will be posting for quite a while yet

NeverendingDMP

I think your both doing amazing. Just had final UC credit. DH no longer on SSP. Made a tiny payment to c card to get me to 17% paid!

craftingmad

NeverendingDMP said:

I think your both doing amazing. Just had final UC credit. DH no longer on SSP. Made a tiny payment to c card to get me to 17% paid!

You should be really proud of your achievement too x

Highlanddream

NeverendingDMP said:

I think your both doing amazing. Just had final UC credit. DH no longer on SSP. Made a tiny payment to c card to get me to 17% paid!

You will soon be at 20% 

NeverendingDMP

Highlanddream said:

NeverendingDMP said:

I think your both doing amazing. Just had final UC credit. DH no longer on SSP. Made a tiny payment to c card to get me to 17% paid!

You will soon be at 20% 

Thankyou. Might be slow progress for a bit as I paid the outstanding balance of eldest school ipad this week. Will need to recover from paying that. I had that listed as a joint debt so it won't affect my figures. I'm trying to get rid of the debts so as to reduce the monthly outgoings by the best amount to give the budget more flexibility. My fixed term at work ends at the end of the month and there is no news yet as to if it will be renewed. I need to bear in mind I may be on the dole or if not hopefully finding a new job. If I stay in work I'll pay the u credit debt off next (from the advance we got)-owing DWP is more a priority isn't it..never rains but it pours eh. 

craftingmad

NeverendingDMP said:

Highlanddream said:

NeverendingDMP said:

I think your both doing amazing. Just had final UC credit. DH no longer on SSP. Made a tiny payment to c card to get me to 17% paid!

You will soon be at 20% 

Thankyou. Might be slow progress for a bit as I paid the outstanding balance of eldest school ipad this week. Will need to recover from paying that. I had that listed as a joint debt so it won't affect my figures. I'm trying to get rid of the debts so as to reduce the monthly outgoings by the best amount to give the budget more flexibility. My fixed term at work ends at the end of the month and there is no news yet as to if it will be renewed. I need to bear in mind I may be on the dole or if not hopefully finding a new job. If I stay in work I'll pay the u credit debt off next (from the advance we got)-owing DWP is more a priority isn't it..never rains but it pours eh. 

Fingers crossed your contract renews lovely x

craftingmad

Quick check in from me to report another £521.59 has been added into the OP savings accounts thanks to wages from BK (£503.24) and a website order (£18.35)

My total now currently stands at £65315.47/£81700 = 79.94% 

I'm really close to hitting 80% now - just need to find a way to make £44.53 quickly

NeverendingDMP

craftingmad said:

Quick check in from me to report another £521.59 has been added into the OP savings accounts thanks to wages from BK (£503.24) and a website order (£18.35)

My total now currently stands at £65315.47/£81700 = 79.94% 

I'm really close to hitting 80% now - just need to find a way to make £44.53 quickly

Ooh so close. Get hunting in coat pockets and down the sofa!

NeverendingDMP

craftingmad said:

NeverendingDMP said:

Highlanddream said:

NeverendingDMP said:

I think your both doing amazing. Just had final UC credit. DH no longer on SSP. Made a tiny payment to c card to get me to 17% paid!

You will soon be at 20% 

Thankyou. Might be slow progress for a bit as I paid the outstanding balance of eldest school ipad this week. Will need to recover from paying that. I had that listed as a joint debt so it won't affect my figures. I'm trying to get rid of the debts so as to reduce the monthly outgoings by the best amount to give the budget more flexibility. My fixed term at work ends at the end of the month and there is no news yet as to if it will be renewed. I need to bear in mind I may be on the dole or if not hopefully finding a new job. If I stay in work I'll pay the u credit debt off next (from the advance we got)-owing DWP is more a priority isn't it..never rains but it pours eh. 

Fingers crossed your contract renews lovely x

Thanks I've applied for three jobs today just in case. Managers are keen to keep me but money makes the world go round doesn't it and there is a lot of heat on financial stuff at work at the moment. I'm gonna hold out as long as I can before I apply for everything going cos I can't stand applying lots of places knowing if they keep me on I'll be that person who pulls out of an interview or job offer. Feel like over the years doing that will leave me with no where left to apply. Am probably overthinking it but nevermind. And it's a PITA applying for jobs 😂