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1% challenge 2023
Comments
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Guess who

I've got another small amount of progress to report today.
I've added a further £519.38 into the OP savings account today thanks to the £500 we were spending as a mortgage OP and £19.38 interest on our newest savings account.
My total now currently stands at £57842.61/£81700 = 70.79%
Getting that little bit closer to the next full %
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Morning, me again
Popping in to quickly report another small bit of progress.
£311.93 from cafe wages
£608.00 from subscription cuts, mortgage payments etc
My total now currently stands at £58762.54/£81700 = 71.92%
Yay that takes me past my next full percentage - 72% here I come - only £61.46 until I make it
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022 -
Fantastic news. @craftingmad. Doing wellJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Good morning,
I've not had time to check in the last couple of days but finally found a few minutes so here goes
I have had added the following into our OP savings account:-
£ 254.06 Etsy earnings
£ 362.79 BK wages
£ 282.63 interest on one savings account
£ 10.00 FB Marketplace sale
________
£909.48
My total now currently stands at £59672.02/£81700 = 73.03%
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Me again. Just declaring my cafe wages so another £299.60 has been added into my OP savings pot.
My total now currently stands at £59971.82/£81700 = 73.40%
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Only me

Just popping in as its payday today for two of my jobs and I realised I have not declared my cafe earnings for last week either so I've added a further:-
£309.39 from cafe wages
£223.56 from BK wages
£132.56 from original cafe wages
_______
£665.51
My total now currently stands at £60637.33/£81700 = 74.21%
Just got to find a further £637.67 to get me to the three quarters of the way mark
Not sure how I'm going to find that but I'm sure as heck going to try and reach it by the end of the month
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
You are an inspiration! I am at 16,000 of 30,000, started last September. 53%. I think I need to add more each month after reading your postscraftingmad said:Only me
Just popping in as its payday today for two of my jobs and I realised I have not declared my cafe earnings for last week either so I've added a further:-
£309.39 from cafe wages
£223.56 from BK wages
£132.56 from original cafe wages
_______
£665.51
My total now currently stands at £60637.33/£81700 = 74.21%
Just got to find a further £637.67 to get me to the three quarters of the way mark
Not sure how I'm going to find that but I'm sure as heck going to try and reach it by the end of the month 
Sept 24 : £32000 Aug catch up - £11436
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £118801 -
Aww thank you. I always worry I am putting people off this thread with my huge amount to clear and contact posts.You are an inspiration! I am at 16,000 of 30,000, started last September. 53%. I think I need to add more each month after reading your posts
You have already made amazing progress in just a few months so I think you are inspiring a lot of people (including me) too.
What things are you doing to help clear your amount owed?Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
That's fantastic progress. Over half way. Well done.Highlanddream said:
You are an inspiration! I am at 16,000 of 30,000, started last September. 53%. I think I need to add more each month after reading your postscraftingmad said:Only me
Just popping in as its payday today for two of my jobs and I realised I have not declared my cafe earnings for last week either so I've added a further:-
£309.39 from cafe wages
£223.56 from BK wages
£132.56 from original cafe wages
_______
£665.51
My total now currently stands at £60637.33/£81700 = 74.21%
Just got to find a further £637.67 to get me to the three quarters of the way mark
Not sure how I'm going to find that but I'm sure as heck going to try and reach it by the end of the month 
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Well folks DH is back in work and for now at least my debts are going downwards again. (They increased whilst he was on SSP). I've looked back to the beginning of this thread when I've declared that debts in my name were 8090. That puts me at 14% paid off at present from the start of the thread. My 1% is 80.90. I'm back in the challenge ha ha !Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2
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