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1% challenge 2023

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  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Guess who  :pensive:

    I've got another small amount of progress to report today. 

    I've added a further £519.38 into the OP savings account today thanks to the £500 we were spending as a mortgage OP and £19.38 interest on our newest savings account.

    My total now currently stands at £57842.61/£81700 = 70.79%  <3

    Getting that little bit closer to the next full % :)  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning, me again :) 

    Popping in to quickly report another small bit of progress.

    £311.93 from cafe wages
    £608.00 from subscription cuts, mortgage payments etc

    My total now currently stands at £58762.54/£81700 = 71.92%  <3

    Yay that takes me past my next full percentage - 72% here I come - only £61.46 until I make it :)  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Fantastic news. @craftingmad. Doing well 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning,

    I've not had time to check in the last couple of days but finally found a few minutes so here goes :)

    I have had added the following into our OP savings account:-

    £ 254.06 Etsy earnings
    £ 362.79 BK wages
    £ 282.63 interest on one savings account
    £   10.00 FB Marketplace sale
    ________
    £909.48 

    My total now currently stands at £59672.02/£81700 = 73.03%  <3 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again. Just declaring my cafe wages so another £299.60 has been added into my OP savings pot.

    My total now currently stands at £59971.82/£81700 = 73.40%  <3 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Only me :)

    Just popping in as its payday today for two of my jobs and I realised I have not declared my cafe earnings for last week either so I've added a further:-

    £309.39 from cafe wages
    £223.56 from BK wages
    £132.56 from original cafe wages
    _______
    £665.51

    My total now currently stands at £60637.33/£81700 = 74.21%  <3

    Just got to find a further £637.67 to get me to the three quarters of the way mark :) Not sure how I'm going to find that but I'm sure as heck going to try and reach it by the end of the month :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Highlanddream
    Highlanddream Posts: 109 Forumite
    Sixth Anniversary 10 Posts Name Dropper Combo Breaker
    edited 25 May at 6:40PM
    Only me :)

    Just popping in as its payday today for two of my jobs and I realised I have not declared my cafe earnings for last week either so I've added a further:-

    £309.39 from cafe wages
    £223.56 from BK wages
    £132.56 from original cafe wages
    _______
    £665.51

    My total now currently stands at £60637.33/£81700 = 74.21%  <3

    Just got to find a further £637.67 to get me to the three quarters of the way mark :) Not sure how I'm going to find that but I'm sure as heck going to try and reach it by the end of the month :)
    You are an inspiration!  I am at 16,000 of 30,000, started last September. 53%. I think I need to add more each month after reading your posts :) 
    Sept 24 : £32000
    May 25   £14000
    June 25  £13000
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You are an inspiration!  I am at 16,000 of 30,000, started last September. 53%. I think I need to add more each month after reading your posts :) 
    Aww thank you. I always worry I am putting people off this thread with my huge amount to clear and contact posts. 
    You have already made amazing progress in just a few months so I think you are inspiring a lot of people (including me) too. 
    What things are you doing to help clear your amount owed?
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Only me :)

    Just popping in as its payday today for two of my jobs and I realised I have not declared my cafe earnings for last week either so I've added a further:-

    £309.39 from cafe wages
    £223.56 from BK wages
    £132.56 from original cafe wages
    _______
    £665.51

    My total now currently stands at £60637.33/£81700 = 74.21%  <3

    Just got to find a further £637.67 to get me to the three quarters of the way mark :) Not sure how I'm going to find that but I'm sure as heck going to try and reach it by the end of the month :)
    You are an inspiration!  I am at 16,000 of 30,000, started last September. 53%. I think I need to add more each month after reading your posts :) 
    That's fantastic progress. Over half way. Well done.
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Well folks DH is back in work and for now at least my debts are going downwards again. (They increased whilst he was on SSP). I've looked back to the beginning of this thread when I've declared that debts in my name were 8090. That puts me at 14% paid off at present from the start of the thread. My 1% is 80.90. I'm back in the challenge ha ha !
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
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