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1% challenge 2023

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  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Well done everyone 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning everyone,

    I'm popping in to declare £322.36 has been added to our OP savings account thanks to interest from one of our savings accounts :) 

    My total now currently stands at £45694.41/ £81700 = 55.92%  <3

    I'm getting closer to reaching my next full percentage :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again. It's payday at the cafe today so I have added £275.93 into my OP savings account.

    This brings my total to £45970.34/ £81700 = 56.26% 
    <3

    I've reached another full percentage and am slowly on my way to the next :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all - only me :)

    Its payday today for my little cafe job so I've added £474.78 into the savings account (thanks to querying holiday pay I thought I was owed) along with another £10 from a FB Marketplace sale :) 

    This brings my current total to £46455.12/ £81700 = 56.86%  <3

    I'm creeping closer to my next full percentage :)  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again - sorry for hogging the thread ;)

    It's interest day on one of my savings accounts so another £308.68 has been added to my OP balance :) I have also had another FB Marketplace sale for £5 so that has been added to the savings account as well :)

    My total now currently stands at £46768.80/ £81700 = 57.24%  <3

    Another whole percentage reached :) It's slowly moving in the right direction :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Me again - sorry for hogging the thread ;)

    It's interest day on one of my savings accounts so another £308.68 has been added to my OP balance :) I have also had another FB Marketplace sale for £5 so that has been added to the savings account as well :)

    My total now currently stands at £46768.80/ £81700 = 57.24%  <3

    Another whole percentage reached :) It's slowly moving in the right direction :) 
    It's all going well. Keep going
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £415.09 added today thanks to my cafe earnings and holiday pay they had forgot to pay me :) 

    My total now currently stands at £47183.89/ £81700 = 57.75%  <3

    I'm getting closer to my next whole percent - only £202.11 to find :)  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    How's everyone getting on?

    I've finally managed to add a bit more to my total - only £20 thanks to a FB Marketplace sale but it still helps move me in the right direction :) 

    My total now currently stands at £47203.89/ £81700 = 57.77%  <3

    I'm due to have somebody collect something else this evening as well so fingers crossed they will arrive so I can keep my total moving in the right direction :)  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • NeverendingDMP
    NeverendingDMP Posts: 2,191 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    I'm going in the opposite direction... DH is on ssp so we are claiming u credit -we applied for and got an advance of 1000 so our debts increased. Not sure we are entitled to that much. Will find out next week but it stopped me using an overdraft at some ridiculous rate of interest. Agreed to pay it back over two years. Hopefully will pay it off by end of this year when we are straight again. My other debts are still in limbo. Tesco has been taken over by Barclays? Barclaycard? All my payments were sent back on my standing order/didn't work on the app so I gave up and haven't paid anything now for six months. Assuming they will write to me at some point. Still paying DH debts so suppose that's something 😂
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm going in the opposite direction... DH is on ssp so we are claiming u credit -we applied for and got an advance of 1000 so our debts increased. Not sure we are entitled to that much. Will find out next week but it stopped me using an overdraft at some ridiculous rate of interest. Agreed to pay it back over two years. Hopefully will pay it off by end of this year when we are straight again. My other debts are still in limbo. Tesco has been taken over by Barclays? Barclaycard? All my payments were sent back on my standing order/didn't work on the app so I gave up and haven't paid anything now for six months. Assuming they will write to me at some point. Still paying DH debts so suppose that's something 😂
    Oh neverending - sending hugs to you x 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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