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1% challenge 2023
Comments
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Good evening,
Quick update from me with the following added into our OP savings account:-
£ 294.97 interest from one savings account
£ 232.88 BK wages
£ 500.00 what we were paying in additional mortgage payments
_______
£1027.85
So my total now currently stands at £77833.21/£81700 = 95.26%
Officially less than 5% to go
£3872.58 left to find
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022 -
Morning, only me again

It was payday at the cafe yesterday so I have added my wages of £347.98 into our OP savings account today
So my total now currently stands at £78181.19/£81700 = 95.69%
Creeping closer and now only £3524.60 to find
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
well done, that is brilliantcraftingmad said:Morning, only me again
It was payday at the cafe yesterday so I have added my wages of £347.98 into our OP savings account today
So my total now currently stands at £78181.19/£81700 = 95.69%
Creeping closer and now only £3524.60 to find
. Mine is going to be slower this month
. Not sure how much I will pay off yet. Sept 24 : £32000 Aug catch up - £11436
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £118800 -
Your both doing well. Keep it up
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Morning all,
I'm finding it a hard slog to find the final few percentages needed but luckily hubby had £800 invested in bitcoin I did not know about and has just cashed it in to give us £1659.56
Its also payday for one of my jobs so that adds a further £341.88 and I received a website order so that adds another £7.83 into the OP savings pot
So my total now currently stands at £80190.46/£81700 = 98.15%
Less than 2% to find or to be exact £1511.45
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022 -
You are doing really well. I would imagine it feels so near now but also a way to go. Just remember that even if you have a hard time for the last bit eventually the interest on your savings will do it for you.craftingmad said:Morning all,
I'm finding it a hard slog to find the final few percentages needed but luckily hubby had £800 invested in bitcoin I did not know about and has just cashed it in to give us £1659.56
Its also payday for one of my jobs so that adds a further £341.88 and I received a website order so that adds another £7.83 into the OP savings pot
So my total now currently stands at £80190.46/£81700 = 98.15%
Less than 2% to find or to be exact £1511.45
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
disaster this month, not going to get much off but I am getting my head back into my side hustle, fingers crossed I can make it up.
. All my own fault. Sept 24 : £32000 Aug catch up - £11436
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £118802 -
Some times it just goes like that. Don't worry it will all come right in the endHighlanddream said:disaster this month, not going to get much off but I am getting my head back into my side hustle, fingers crossed I can make it up.
. All my own fault. Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...0 -
I am getting going with my side hustle, have made a small dent in it, hoping I can catch up by the end of Sept. I want one CC to be cleared by end of Oct.Sept 24 : £32000 Aug catch up - £11436
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £118801 -
Thanks Neverending - that has made me feel much better xNeverendingDMP said:
You are doing really well. I would imagine it feels so near now but also a way to go. Just remember that even if you have a hard time for the last bit eventually the interest on your savings will do it for you.craftingmad said:Morning all,
I'm finding it a hard slog to find the final few percentages needed but luckily hubby had £800 invested in bitcoin I did not know about and has just cashed it in to give us £1659.56
Its also payday for one of my jobs so that adds a further £341.88 and I received a website order so that adds another £7.83 into the OP savings pot
So my total now currently stands at £80190.46/£81700 = 98.15%
Less than 2% to find or to be exact £1511.45

How are you getting on?Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020
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