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1% challenge 2023

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Comments

  • craftingmad
    craftingmad Posts: 3,368 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good evening,

    Quick update from me with the following added into our OP savings account:-

    £ 294.97 interest from one savings account
    £ 232.88 BK wages
    £ 500.00 what we were paying in additional mortgage payments
    _______
    £1027.85

    So my total now currently stands at £77833.21/£81700 = 95.26%  <3

    Officially less than 5% to go :)  £3872.58 left to find :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,368 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning, only me again :)

    It was payday at the cafe yesterday so I have added my wages of £347.98 into our OP savings account today :)

    So my total now currently stands at £78181.19/£81700 = 95.69%  <3

    Creeping closer and now only £3524.60 to find :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Highlanddream
    Highlanddream Posts: 144 Forumite
    Sixth Anniversary 100 Posts Name Dropper Combo Breaker
    Morning, only me again :)

    It was payday at the cafe yesterday so I have added my wages of £347.98 into our OP savings account today :)

    So my total now currently stands at £78181.19/£81700 = 95.69%  <3

    Creeping closer and now only £3524.60 to find :)
    well done, that is brilliant :). Mine is going to be slower this month :(. Not sure how much I will pay off yet. 
    Sept 24 : £32000
    May 25 :  £14000
    June 25 : £13000
    July 25 :  £12000
    Aug 25 :  £11880
  • NeverendingDMP
    NeverendingDMP Posts: 2,270 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Your both doing well. Keep it up :)
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,368 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all,

    I'm finding it a hard slog to find the final few percentages needed but luckily hubby had £800 invested in bitcoin I did not know about and has just cashed it in to give us £1659.56 :)
    Its also payday for one of my jobs so that adds a further £341.88 and I received a website order so that adds another £7.83 into the OP savings pot :) 

    So my total now currently stands at £80190.46/£81700 = 98.15%  <3

    Less than 2% to find or to be exact £1511.45 :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • NeverendingDMP
    NeverendingDMP Posts: 2,270 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Morning all,

    I'm finding it a hard slog to find the final few percentages needed but luckily hubby had £800 invested in bitcoin I did not know about and has just cashed it in to give us £1659.56 :)
    Its also payday for one of my jobs so that adds a further £341.88 and I received a website order so that adds another £7.83 into the OP savings pot :) 

    So my total now currently stands at £80190.46/£81700 = 98.15%  <3

    Less than 2% to find or to be exact £1511.45 :) 
    You are doing really well. I would imagine it feels so near now but also a way to go. Just remember that even if you have a hard time for the last bit eventually the interest on your savings will do it for you. :)
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • Highlanddream
    Highlanddream Posts: 144 Forumite
    Sixth Anniversary 100 Posts Name Dropper Combo Breaker
    disaster this month, not going to get much off but I am getting my head back into my side hustle, fingers crossed I can make it up. :(. All my own fault. 
    Sept 24 : £32000
    May 25 :  £14000
    June 25 : £13000
    July 25 :  £12000
    Aug 25 :  £11880
  • NeverendingDMP
    NeverendingDMP Posts: 2,270 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    disaster this month, not going to get much off but I am getting my head back into my side hustle, fingers crossed I can make it up. :(. All my own fault. 
    Some times it just goes like that. Don't worry it will all come right in the end 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • Highlanddream
    Highlanddream Posts: 144 Forumite
    Sixth Anniversary 100 Posts Name Dropper Combo Breaker
    I am getting going with my side hustle, have made a small dent in it, hoping I can catch up by the end of Sept. I want one CC to be cleared by end of Oct. 
    Sept 24 : £32000
    May 25 :  £14000
    June 25 : £13000
    July 25 :  £12000
    Aug 25 :  £11880
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