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1% challenge 2023

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  • Payday from the cafe today so £693.75 has been added to the OP savings pot :) 

    My total is now at £23918.89 / £81700 = 29.27%

    Only another £591.11 to find to reach the 30% mark :)  
    So close. Well done
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • #5 again
    Great progress for you x_raphael_x - you will soon owe nothing at the rate you are going - well done :)
    That's the goal :D


    Paid for bfs petrol, his half of the buildings insurance renewal, and some rounding pennies - £33.20, £94.09 & £18.82
    And thats me onto the 8th %!

    £2.56 / £1200 - 8%

    Well done doing good!
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Payday from the cafe today so £693.75 has been added to the OP savings pot :) 

    My total is now at £23918.89 / £81700 = 29.27%

    Only another £591.11 to find to reach the 30% mark :)  
    So close. Well done
    thank you - it feels so far away but I have to keep reminding myself that this is a marathon and not a sprint :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've added another £226.25 into the OP savings pot today made up of my chippy wages for last week (£201.25) and a Macro voucher we had come through the post to save £25 on a £125 shop. We needed more toilet rolls, kitchen rolls and some meat anyway so managed to use the voucher and get the equivilent of a beef joint for free so happy days :)

    This makes our total now £24145.14 / £81700 = 29.55%

    Less than 0.5% to go before we hit the 30% mark :) 

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Only me :) 

    It's interest day on our main savings account (my favourite day of the month as it is like free money) :) 

    So today I have added to our OP savings account:-

    £338.20 from interest
    £   7.00 from using an Asda reward coupon
    £   1.49 from using a lidl app coupon for a free smoothie drink I usually buy

    So our total now stands at £24491.83 / £81700 = 29.97%

    We can almost touch the 30% mark - only another £18.17 to find. I'm off to feel in the cracks of the sofa and check pockets of the washing to see if I can find any coins or notes people have forgotten about ;)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again - sorry for hogging this thread but it really helps me to stay accountable and make progress :) 

    Its payday from Burger King today so I have added £254.54 into the OP savings pot today.

    Our total currently stands at £24746.37 / £81700 = 30.28%

    I'm over the 30% mark - wahoo  :smiley:
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Yay thirty percent. Well done Pay day here too! So glad. It's not been pretty this month but school holidays never are 😂 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #5 Here

    Small contribution, but £11 paid for bfs meat order.

    £13.56 / £1200 - 8%
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yay thirty percent. Well done Pay day here too! So glad. It's not been pretty this month but school holidays never are 😂 
    Thanks Neverending.
    Oh I remember school holidays when mine were little. They were never pretty for the bank balance. Well done on making it through them x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #5 Here

    Small contribution, but £11 paid for bfs meat order.

    £13.56 / £1200 - 8%
    Small amounts add up so that is fantasic and great progress for you - well done :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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