1% challenge 2023

NeverendingDMP

I've lost track of all my targets as DH debts has gone up and we keep moving money round. My personal debt is 7095 including an estimated overdraft of 450 by the end of pay month and the total debts are hovering just over 15k. I'm sure my name debts are less or similar to twelve months ago so I'm calling it a win

craftingmad

Another £32.56 added into the OP savings pot from me today thanks to my Etsy earnings for July. It is so quiet on there at the moment so that is nothing like the amount I used to get but at least it is something and it will gain interest until it is used to pay off a mortgage when the fixed rate ends next year  

My total is now £22558.17 / £81700 = 27.61%

I'm creeping towards that next percentage - albeit very slowly  

x_raphael_xx

#5 again

Paid for bfs turn for the dog food - £77.96

£1056.45 / £1200 - 7%

craftingmad

Hello its me again  

Great progress for you x_raphael_x - you will soon owe nothing at the rate you are going - well done  

I have added a further £157.42 into the OP savings pot today made up from the £75 extra rent a month we are getting on one of the rentals, £75 saved from son not having guitar lessons during the school holidays and £7.42 from a facebook order paid through paypal All smallish amounts but together they add up and move us in the right direction  

 My total is now £22715.59 / £81700 = 27.80%

Just need to find another £160.41 to get to the 28% mark - hopefully see you soon   

craftingmad

Morning all  

I've added a further £135 into our OP savings pot today thanks to my chippy wages and £5 from a FB Marketplace sale for some craft supplies I no longer wanted. 

My total is now £22850.59 / £81700 = 27.96%

It's not loads but at least I'm almost touching the 28% mark now  

craftingmad

It's me again,

I've added a further £90.11 into the savings account today thanks to interest on the accounts. I still more interest to be credited but that is not until 28th of each month. I love the interest as it feels like free money as I don't really have to do anything to earn it  

This now makes my total £22940.70 / £81700 = 28.07%

I've finally reached the 28% mark 

craftingmad

Little bonus for me today as forgot it was payday for Burger King so I've just transferred £154.44 into the savings account.

This now makes my total £23095.14 / £81700 = 28.26%

craftingmad

Afternoon everyone,

I've just transferred £130 into my OP savings pot today thanks to my chippy wages which also included a £15 bonus as way of a thank you for looking out for a colleague so that has made me smile and is very much appreciated  

This means my total currently stands at £23225.14 / £81700 = 28.42%

I'm getting within touching distance of 28.5% - fingers crossed I can make that in the next couple of days  

x_raphael_xx

#5 again

craftingmad said:

Great progress for you x_raphael_x - you will soon owe nothing at the rate you are going - well done

That's the goal

Paid for bfs petrol, his half of the buildings insurance renewal, and some rounding pennies - £33.20, £94.09 & £18.82

And thats me onto the 8th %!

£2.56 / £1200 - 8%

craftingmad

Payday from the cafe today so £693.75 has been added to the OP savings pot  

My total is now at £23918.89 / £81700 = 29.27%

Only another £591.11 to find to reach the 30% mark