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1% challenge 2023
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#5 Checking inPayday yesterday & Meat order placed, and bfs order (£35.25) covered by me.
£387.81 / £1200 - 8%Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
A bit more progress from me today thanks to chippy wages (£141) and savings from subscriptions etc (£608) so in total £749 added into the OP savings today
I still have my wages to come from the cafe for this week as well which should be paid today but at the moment no sign of that so I won't declare them until I receive them.
Currently my total stands at £28755.88/ £81700 = 35.19%
We have reached 35% - I feel like progress is so slow at the moment but at least my total is going in the right directionMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Me again,
Another two paydays have gone into my account so I am declaring a further £429.28 made up of £291.42 from my new cafe job, £62.34 from my Etsy earnings for Sept and £75 from the new rent increase from one of our tenants.
My total currently stands at £29185.16/ £81700 = 35.72%
I'm getting closer to my next whole percentage
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
#5 Checking hereBfs petrol paid for. £59.00£446.81 / £1200 - 8%
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
Great progress x_raphael_x - well done.
It's interest day on one of our savings accounts today so another £245.54 has been added into our OP savings pot without me having to put in much effortThat's the way I like it
This makes our total now £29430.70/ £81700 = 36.02%
I'm another 1% closerMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
A small amount of £9 to add to my total today thanks to a sale of a custom print on facebook
Our total now currently stands at £29439.70/ £81700 = 36.03%
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Me again, it was payday from my new cafe yesterday so a further £301.85 has been added to our OP savings account
This makes our new total £29741.55/ £81700 = 36.40%
I'm creeping towards that next percentageMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Guess who
It's payday at the new cafe today and after working a huge 50.5 hours there this week I have earnt an amazing £486.05 which has gone straight into the OP savings pot
Our total now currently stands at £30277.60/ £81700 = 36.99%
We are so close to reaching 37% (£48.60 to be precise) but we have passed the £30K mark which makes me feel proud ad very happy
I have my chippy wages to pay into the bank tomorrow so there will be a tiny more movement to report very soon too
How is everyone else getting on?Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
I've broken the 6k barrier. My name debts only. DH still spending on his I think so overall we are just over 14k now. I'm under 6k but will probably be using the c card that I use and repay when cashflow is a bit skewiff. Xmas is on the way so I'll likely buy when I get days off and the chance as opposed to saving them buying. If Im still under 6k in my name by new year I'll be happy with that.id love to be able to one day say we are totally debt free but I also have to understand that requires DH wanting that too.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
I've just scrolled back. I'm at 25% paid of my original debt at the beginning of the thread. Think it went up for a while in the middle somewhere so I'm calling it a win. Onwards and downwards as they say.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2
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