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1% challenge 2023

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  • #5 again!

    More shopping on bfs turn £18.39
    £1132.42 / £1200 - 8%
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done Raphael - you are flying along :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 December 2024 at 1:19PM
    Sorry for not posting for a while - I have been busy with work - but that is good news for me as it means that money is being added to the pot because of my wages :) 

    Since my last post I have managed to add:-

    facebook sale into bank £18.00
    original savings account interest £333.53
    new cafe wages £609.20
    facebook sale into bank £14.00
    subscription cuts, extra mortgage payment etc £608.00
    etsy earnings £65.31
    post office claims £8.20

    So my total has gone up by £1656.24 :) 

    My total now currently stands at £37263.72/ £81700 = 45.61%  <3 

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again - I'm like a bus - none for ages and then two come along really close together :D

    I have received my final wages from Burger King this morning which includes holiday pay so I have transferred £623.78 into the OP savings account :)

    This makes my current total £37887.50 £81700 = 46.37%  :)

    I'm getting a little bit closer to the 50% mark  <3
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Whoops sorry I forgot to post last week so I'll declare two weeks worth of payments today instead :)

    I have managed to add:-

    £ 812.06 cafe wages
    £   37.40 chip shop wages (last one as I quit)
    £   37.89 empty of paypal account from orders
    £ 268.90 interest from one savings account

    So I'm declaring £1156.25 added :)

    My total now is  £39043.75/ £81700 = 47.78%  <3 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Whoops sorry I forgot to post last week so I'll declare two weeks worth of payments today instead :)

    I have managed to add:-

    £ 812.06 cafe wages
    £   37.40 chip shop wages (last one as I quit)
    £   37.89 empty of paypal account from orders
    £ 268.90 interest from one savings account

    So I'm declaring £1156.25 added :)

    My total now is  £39043.75/ £81700 = 47.78%  <3 
    Well done. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Whoops sorry I forgot to post last week so I'll declare two weeks worth of payments today instead :)

    I have managed to add:-

    £ 812.06 cafe wages
    £   37.40 chip shop wages (last one as I quit)
    £   37.89 empty of paypal account from orders
    £ 268.90 interest from one savings account

    So I'm declaring £1156.25 added :)

    My total now is  £39043.75/ £81700 = 47.78%  <3 
    Well done. 
    Thank you. I do feel a little disappointed that I will not reach the 50% mark before the end of this year but am trying to console myself with the progress we have made since we started the challenge :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Good morning.
    I hope everyone had a lovely Christmas and is looking forward to the New Year.
    I'm just popping in to declare a bit more money which I have managed to add to the pot today:-

    £304.02 wages from cafe
    £165.72 holiday pay from original cafe
    £314.33 interest from one savings account

    So in total a further £784.07 has been added into our OP savings account :)

    My total currently stands at £39827.82/ £81700 = 48.74%  <3 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Well done. Just think you will make it to 50% in the next few months just with the interest! 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again,

    I have managed to pay in my Christmas money from my wonderful parents of £700 (I am so grateful to them) and I also found £200 from last year in my craft room so all has been paid into our OP savings account.

    I have also transferred £26 from using Asda reward vouchers and £46.31 from my paypal account for some plantable cards I sold on facebook which were found when cleaning my study (all in all a very lucrative task completed) :) 

    This means my total now currently stands at £40800.13/ £81700 = 49.93%  <3

    I'm so close to the 50% mark - if I can only find another £50 I will reach the 50% mark :)  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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