1% challenge 2023

craftingmad

NeverendingDMP said:

I've broken the 6k barrier. My name debts only. DH still spending on his I think so overall we are just over 14k now. I'm under 6k but will probably be using the c card that I use and repay when cashflow is a bit skewiff. Xmas is on the way so I'll likely buy when I get days off and the chance as opposed to saving them buying.  If Im still under 6k in my name by new year I'll be happy with that.id love to be able to one day say we are totally debt free but I also have to understand that requires DH wanting that too. 

That is amazing - well done you. It is really hard when our partner is not on board so I hope they come round to your way of thinking soon  

NeverendingDMP said:

I've just scrolled back. I'm at 25% paid of my original debt at the beginning of the thread. Think it went up for a while in the middle somewhere so I'm calling it a win. Onwards and downwards as they say. 

25% is fabulous - I hope you are really proud of yourself because you should be x

craftingmad

Hi everyone,

Lots of progress to report from me - none of it huge but every penny is helping to move us in the right direction  

So I have managed to add the following to our OP pot today:-

£773.21 wages from original cafe job
£    7.61 from topcashback payout
£    4.00 from Asda rewards app coupon redeemed
£103.50 wages from chip shop

Total added today £888.32 

Our total now currently stands at £31165.92/ £81700 = 38.14% 

Now passed the £31K mark and added another whole percent towards our goal   

craftingmad

Me again  

A little more progress to report thanks to more wages being paid and the interest being added onto one of our savings accounts

Added to the OP pot is:-

£ 40.25 chippy wages for last week
£444.55 new cafe wages
£321.55 interest from savings account

So total added today is £806.35 

Our total now currently stands at £31972.27/ £81700 = 39.13%  

Only £707.73 to find in order to reach 40% 

craftingmad

Hi everyone,

I've added the grand total of £36 into the savings account today but at least it is something. This was made up of £7.05 from a claim for a missing package, £8.95 unexpected refund from my car insurance and £20 from Mistplay reward vouchers.

This brings our total to £32008.27/ £81700 = 39.17%   

This small amount has taken us over the £32k nark - that feels like a big achievement to me

x_raphael_xx

#5 Checking in

Bfs petrol paid for. £26.24
£473.05 / £1200 - 8%

craftingmad

Another £10.07 to add from me from WeR8. It's a really small amount but it is still a little bit extra cash for the pot just for watching a few videos so I shall take it  

This brings our total to £32018.34/ £81700 = 39.19%

x_raphael_xx

#5 Once again.

Bfs accidentally used my card for groceries when Nov is supposed to be his turn, so it's come off what I owe him. £21.30
£494.35 / £1200 - 8%

craftingmad

Bumper savings added today thanks to:-

£608.00 from subscription cuts, overpayment amount etc
£161.96 Etsy earnings for October
£384.65 new cafe earnings
£  75.00 additional rent from increase
£326.04 Burger King earnings

So in total a further £1555.65 has been added into our OP savings pot. 

This brings our total to £33573.99/ £81700 = 41.09% 

Progress is going to be slower now as I have lost two of my summer jobs until February next year but I'm still hoping to make a little bit of progress each month to move us closer to becoming mortgage free   

craftingmad

Morning everyone,
More progress for me as I forgot that I had added the below last week

£543.02 new cafe earnings (includes a tax rebate)
£272.78 interest on one savings account

My total now currently stands at £34389.79/ £81700 = 42.09%

NeverendingDMP

craftingmad said:

Morning everyone,
More progress for me as I forgot that I had added the below last week

£543.02 new cafe earnings (includes a tax rebate)
£272.78 interest on one savings account

My total now currently stands at £34389.79/ £81700 = 42.09%

Well done. Doing so well