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1% challenge 2023

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  • Just paid off 3% with some survey cash so now at 4% 🥳. Very happy with that 
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just paid off 3% with some survey cash so now at 4% 🥳. Very happy with that 
    Thats an amazing amount just from surveys. Really well done.
    What sites do you use?
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 April 2024 at 8:02AM
    Morning all.

    I've not managed to add anything recently thanks to being ill in bed for the past week with Covid :( 
    It is payday for me today though so I have added £364.18 into the savings pot today made up of £269.18 from Burger King wages, £75 from rent increase to tenants, £10 from paypal order from customer and £10 from Mistplay (claimed an amazon voucher). Not loads of progress but at the moment any progress is to be celebrated :) 

    This means my total is now £10177.80/ £81700 = 12.45% 

    I've finally broken the £10k barrier :)  <3
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another £10 added into the OP savings pot for me from Prime Opinion surveys :) 

    My total is now £10187.80/£81700 = 12.46% 

    Not much but every pound counts and helps me move those 0.01%'s closer to my target :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry me again. Quick post to say that I've just added  another £37 into the OP savings account made up of £35 from a FB marketplace sale of some unwanted craft supplies and £2 from a winning scratchcard sent to me by my mum and dad as a little get well soon gift :) 

    Not lots but still a step in the right direction :) :smile:

    My total now stands at £10224.80/£81700 = 12.51%  <3

    Only £396.20 to find in order to reach my next full percent ;) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Paid another £7.76 with an ebay sale. So now at 5%

    Survey sites - just use the usual ones, I had some that were close to cashing out so put some effort in. Nothing on the horizon at all now though so need to find some things to sell! I wonder if I could find £950 worth of stuff to sell in the house....
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Paid another £7.76 with an ebay sale. So now at 5%

    Survey sites - just use the usual ones, I had some that were close to cashing out so put some effort in. Nothing on the horizon at all now though so need to find some things to sell! I wonder if I could find £950 worth of stuff to sell in the house....
    To be at 5% already is fantastic progress. 
    Honestly you might surprise yourself when you start looking for things to sell - I tell myself would I prefer to have that item or would I prefer £x to pay off our debt - it's a great motivator for me :):smile:

    Good luck x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Keep going your doing amazing. Are you still saving the money to one side. If so by the time You've had interest that 950 will be so much closer.
    Things gone backwards over my way. Lots of unlucky e fund zappers have happened so we are about 16.6 in debt now (gone up). Not to worry I'll regroup and start again once the e fund is back in place 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Keep going your doing amazing. Are you still saving the money to one side. If so by the time You've had interest that 950 will be so much closer.
    Things gone backwards over my way. Lots of unlucky e fund zappers have happened so we are about 16.6 in debt now (gone up). Not to worry I'll regroup and start again once the e fund is back in place 
    Oh I hate it when that happens. You can do this though - I know you can x 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #5

    Covered bfs turn for the dog food - £89.10. That tips me just over the next %!

    £9.66 / £1200 (7th 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
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