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1% challenge 2023

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  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry me again. I'm determined to try and add a little into my OP savings pot each day in March so I'll be here a lot :) 

    £11.70 added today thanks to a NSD yesterday and a refund from Royal Mail for a lost parcel.

    This brings my total to £5524.96/£81700 = 6.76% 

    I'm creeping up slowly but progress is progress  <3
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning. Me again, It's Etsy payday but while I wait for that to hit my account I have just popped in to declare a further £608.00 made up of subscription cuts, regular savings and the money we used to pay on our mortgage (which we cleared last year). 

    This make my total £6132.96/£81700 = 7.5% 

    Wahoo - I'm over the 7% mark now. It's slow progress but progress is progress no matter how small it is :) 

    I'll be back later once my Etsy earnings have been paid :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've just added a further £266.32 into my OP savings account made up of £256.32 from my Etsy earnings from February and £10 from two NSD's (yesterday and today). 

    This brings my total to £6399.28/£81700 = 7.83%

    Only another £136.72 to find to reach 8% :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Small amount of £14.60 added into savings today from a cheque for a lost parcel from Royal Mail.

    My total now stands at £6413.88/£81700 = 7.85% 

    I'm edging closer to reaching 8% :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • NeverendingDMP
    NeverendingDMP Posts: 2,193 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Has a unexpected reduction. Now at 20% paid of the 19272. Got a settlement offer on one of dh dmp debts. Now owe around 15.5 k overall. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Has a unexpected reduction. Now at 20% paid of the 19272. Got a settlement offer on one of dh dmp debts. Now owe around 15.5 k overall. 
    That's fantastic news and what a boost to your total.
    I bet you are very happy about that :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've finally managed to add a bit more into the OP savings account made up of £1.76 from craftsuprint earnings for Feb and £75.97 from facebook orders in my small business.

    My total is now £6491.61/£81700 = 7.94%

    It's very slow progress but I'm creeping up slowly :) 

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm determined to add a little bit into the OP savings pot each day even if it is only pennies as I feel like we are not making progress fast enough.

    Today it is the grand total of £2.83 from Top Cashback. A small amount (and one I actually had to fight for as they had put me on a  premium account costing £5 and did not give me the option for the free account) so although tiny and it will not make any difference to my percentage total, I am still grateful that I have managed to add it into the pot.

    My total now stands at £6494.47/£81700 = 7.94%
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Me again. My first wages from my little part time job (£145.95) have been paid today so I've added them straight into the OP savings account. 

    This has bought my total to £6640.42/£81700 = 8.12% 

    I've finally hit the 8% mark. 
    Fingers crossed I get to 9% quicker :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning. 
    Wow it's been over a week since I have managed to add any money into the OP savings pot - I really must try harder!!! 
    Today £14.60 has been added thanks to a cheque clearing from Royal Mail for a lost parcel.

    This brings my total to £6655.02/£81700 = 8.14%

    Small progress but I'm just happy to have made any progress at the moment - its proving a hard slog :( 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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