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1% challenge 2023
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Sorry me again. I'm determined to try and add a little into my OP savings pot each day in March so I'll be here a lot
£11.70 added today thanks to a NSD yesterday and a refund from Royal Mail for a lost parcel.
This brings my total to £5524.96/£81700 = 6.76%
I'm creeping up slowly but progress is progressMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Good morning. Me again, It's Etsy payday but while I wait for that to hit my account I have just popped in to declare a further £608.00 made up of subscription cuts, regular savings and the money we used to pay on our mortgage (which we cleared last year).
This make my total £6132.96/£81700 = 7.5%
Wahoo - I'm over the 7% mark now. It's slow progress but progress is progress no matter how small it is
I'll be back later once my Etsy earnings have been paidMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I've just added a further £266.32 into my OP savings account made up of £256.32 from my Etsy earnings from February and £10 from two NSD's (yesterday and today).
This brings my total to £6399.28/£81700 = 7.83%
Only another £136.72 to find to reach 8%Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Small amount of £14.60 added into savings today from a cheque for a lost parcel from Royal Mail.
My total now stands at £6413.88/£81700 = 7.85%
I'm edging closer to reaching 8%Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Has a unexpected reduction. Now at 20% paid of the 19272. Got a settlement offer on one of dh dmp debts. Now owe around 15.5 k overall.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
NeverendingDMP said:Has a unexpected reduction. Now at 20% paid of the 19272. Got a settlement offer on one of dh dmp debts. Now owe around 15.5 k overall.
I bet you are very happy about thatMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I've finally managed to add a bit more into the OP savings account made up of £1.76 from craftsuprint earnings for Feb and £75.97 from facebook orders in my small business.
My total is now £6491.61/£81700 = 7.94%
It's very slow progress but I'm creeping up slowly
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I'm determined to add a little bit into the OP savings pot each day even if it is only pennies as I feel like we are not making progress fast enough.
Today it is the grand total of £2.83 from Top Cashback. A small amount (and one I actually had to fight for as they had put me on a premium account costing £5 and did not give me the option for the free account) so although tiny and it will not make any difference to my percentage total, I am still grateful that I have managed to add it into the pot.
My total now stands at £6494.47/£81700 = 7.94%Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Me again. My first wages from my little part time job (£145.95) have been paid today so I've added them straight into the OP savings account.
This has bought my total to £6640.42/£81700 = 8.12%
I've finally hit the 8% mark.
Fingers crossed I get to 9% quickerMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Good morning.
Wow it's been over a week since I have managed to add any money into the OP savings pot - I really must try harder!!!
Today £14.60 has been added thanks to a cheque clearing from Royal Mail for a lost parcel.
This brings my total to £6655.02/£81700 = 8.14%
Small progress but I'm just happy to have made any progress at the moment - its proving a hard slogMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020
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