1% challenge 2023

craftingmad

NeverendingDMP said:

Yea I was relieved although it if goes better I will be grabbing it with both hands. It's the top end of affordable whilst still allowing swim lessons, occasional treats etc. any higher ie 5 percent or more and we would have been culling everything and living a very boring life 😂

I am really hoping the rates will have dropped by the time our three remortgages come around - although then I lose my savings rates so its swings and roundabouts I suppose. Under 5% is good though considering how high it could have been isn't it  

craftingmad

A small amount been paid into the OP savings pot from me today of £8.50 after a FB Marketplace sale

This takes my total to £2092.70 / £81700 = 2.56%

I'm creeping up even if it only a 0.01% each time   

x_raphael_xx

#5 here again.

Our usual big meat order placed. I paid for bfs bits - £37.49

£1014.98 / £1200 (5th 1%)

craftingmad

Only me  

It's Etsy payday and although my shop has been really quiet I have managed to make £173.81 in January so I have just transferred that along with £6.90 from a Royal Mail claim for a lost item and £5 from a NSD yesterday into the OP savings pot

My total now stands at £2278.41/£81700 = 2.78% 

Looks like hardly any progress for a lot of effort but I am trying to remind myself that it is still progress and we can clear this BTL mortgage just like we have the first one  

x_raphael_xx

#5 checking in.
Sold a tarantula (matured male off to meet a lady)

Proceeds transfered to bf for repayments - £40.10

£1055.08 / £1200 (5th 1%)

craftingmad

I'm finally able to declare another £145 added to the OP savings pot today made up of a £70 order and our monthly £75 from the additional rent increase on one of our properties.

This brings my total to £2423.41/£81700 = 2.96% 

I'm getting closer to the 3% but it is really slow progress at the moment  

x_raphael_xx

#5 checking in.

Paid for bf's petrol - £48.81

£1103.89 / £1200 (5th 1%)

NeverendingDMP

Well done everyone. I don't think I've hit another percent yet but I broke the 17k barrier so it's heading in the right direction 

craftingmad

NeverendingDMP said:

Well done everyone. I don't think I've hit another percent yet but I broke the 17k barrier so it's heading in the right direction 

That's fantastic progress - well done

craftingmad

I've managed to pay in another £23.20 from a claim I had to submit for a lost parcel so my total is now  £2446.61/£81700 = 2.99% 

Only £4.39 to find to reach the 3% mark