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1% challenge 2023

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  • #5 again
    Payday so £180.00 repaid to mum. £500 repaid to the boss, which means I've paid him off in full! Another morale boost!
    £955.09 / £1200 (5th 1%)
    Well done on paying back your boss. That is a fantastic achievement and now you can use that money to pay back a different debt so you will get the next one paid off even quicker :)  

    Thats the plan :) aiming to pay mum off in the next 2 months.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all just popping in to add another £10 to my OP savings pot made up of two NSD's :) 

    So my total now stands at £37,746.66/£40506 = 92.97% 

    Only £11.34 left to find to hit 93%  <3
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Hi all just popping in to add another £10 to my OP savings pot made up of two NSD's :) 

    So my total now stands at £37,746.66/£40506 = 92.97% 

    Only £11.34 left to find to hit 93%  <3
    Very close now. Well done
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • #5 again
    Payday so £180.00 repaid to mum. £500 repaid to the boss, which means I've paid him off in full! Another morale boost!
    £955.09 / £1200 (5th 1%)
    Brilliant news
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 26 January 2024 at 8:57AM
    Another small amount of £35.64 has been paid into the OP payment account today made up of £5 from a NSD yesterday and £30.64 from a website order which has just been processed. 

    My total now stands at £37782.30/£40506 = 93.05% 

    I've finally hit that what seemed to feel elusive 93% mark  <3<3<3

    Now I've got my sights on 94% - only £381.70 to go  :s
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • #5 once more
    We needed new pillows, I paid bfs half - £22.40
    £977.49 / £1200 (5th 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all.
    It's interest day on the savings accounts so as I am using this to help pay off the mortgages I have added another £415.73 together with £5 from a NSD yesterday into the accounts today :) 

    This brings my total to £38203.03/£40506 = 94.09% 

    Next stop 95% - only £366.97 to find :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Well done.

    Been a while since I updated. I'm at 11% paid of what my original was (19272 I think)
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done.

    Been a while since I updated. I'm at 11% paid of what my original was (19272 I think)
    That's fantastic. Your going great guns and will have that debt paid off in no time.
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,346 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Popping in for the second time today to add £12.20 from a FB marketplace sale.

    Total now stands at £38215.23/£40506 = 94.12% 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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