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1% challenge 2023
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#5 back from holiday, catching up.BF paid back £13.43 in petrol money.
Mum paid back £20Got my mortgage balance update - £929.20 lower!Which all totals £962.63.That completes the 4th % and I'm £227.12 into the 5th%!£227.12 / £1200 (5th 1%)Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
NeverendingDMP said:It's all going good crafting mad. It's amazing how far you have come I would expect the last few months are gonna feel slow for you now as savings fatigue sets in. Nearly there. Keep going!!
I feel like I'm walking through mud at the moment but I will get there I'm sureMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Morning all.
Another £25 added from me thanks to an Amazon voucher being added to my account for a faulty product which the seller was refusing to accept the return
My total now stands at £37,500.28/£40506 = 92.36%
I'm creeping along but still making progress even if it is really small at the momentMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Hi all, sorry it's me again.
I've just added another £152.84 to the OP savings pot from 3 x NSD's (£15) and £137.84 from a website order I have just fulfilled.
My total is now £37,653.12/£40506 = 92.74%
Nowhere near like what I earnt from the chippy but at least it is still money coming in and my total is moving in the right directionIt seems to be taking for ever to get to that next 1% though
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Guess who
Another small amount added to the OP savings pot today of £12.50 made up of my Lidl app spin to win £10 and another £2.50 from free products
Nothing life changing but every penny counts - especially at the minute
My total is now £37665.62/£40506 = 92.77%
Still nowhere near that next percent but at least I am edging towards it albeit at a snail's paceMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Morning all - only me (again)
Small progress again today with a further £5 being paid into the OP savings post from a NSD yesterday
Total is now £37670.62/£40506 = 92.78%
Those tiny 0.01% are adding up slowly but I have to keep reminding myself this is a marathon and not a sprint
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
#5 again.We've switched energy providers and just had our final bill from the old one. I've covered bf half of the difference.£15.28£242.40 / £1200 (5th 1%)Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
Good morning,
Small progress made again today but any progress is progress right?
I'm declaring another £30.64 made up of £20 Amazon voucher from Shop and Scan, £10 from two NSD's and 64p round up from my bank account
My total now stands at £37701.26/£40506 = 92.85%
I'm inching (well more like millimetering) my way towards 93%Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
All progress is good. Well done everyone. Just remember pennies make pounds. I've stalled as my pennies have all run out but in a few weeks can get going again 😂Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
#5 Here!£32.69 paid to the bf today, to drop what I owe him below the 10k mark. Now I owe him £9,999.99
Dropped a digit!
£275.09 / £1200 (5th 1%)Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.982
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